"It was nothing at all," said d.i.c.k, modestly. "I could swim like a duck, and I didn"t mind the wetting."
"But you ran the risk of drowning."
"I didn"t think of that."
"If you had been a coward or a selfish boy, it would have been the first thing you would have thought of. So Mr. Rockwell gave you this place in acknowledgment of your service. I am glad he did. You deserve it."
"He has done more," said d.i.c.k. Then he related the events of the evening previous, and told Mr. Murdock of the two gifts he had received. "So, with the money I had before, I have now eleven hundred dollars," d.i.c.k concluded. "Shall I leave it in the savings bank, or can I do better with it?"
"I"ll tell you what I think will be a good investment," said Mr.
Murdock. "I know a party who owns four adjoining lots on Forty-Fifth Street. He is pressed for money, and wishes to dispose of them. He offered them to me at twenty-two hundred dollars, half cash. I offered him a thousand dollars cash for two of them, but he wishes to sell the whole together. I think it will be an excellent speculation, for the laying out of Central Park is carrying up the price of lots in the neighborhood rapidly."
"Why didn"t you buy them, then?"
"Because I didn"t want to buy anything that I couldn"t pay for at once.
I"ve got a wife and three children to look out for, and so I can save money but slowly. If I only had myself to take care of, I wouldn"t hesitate."
"Can"t we club together, and buy it?" suggested d.i.c.k, eagerly.
"That is just what I was going to propose. I think the owner will take two thousand dollars down for the lots. That will be a thousand dollars apiece. I"ve got that money, and so have you. What do you think of it?"
"Tip-top," said d.i.c.k, enthusiastically. "It"s just what I"d like to do."
"Of course it wouldn"t bring us in anything, but would, instead, be an expense for the present, as we should have to pay taxes on it. On the other hand, you could invest the money in bank-stock, so as to receive seventy or eighty dollars annually at interest. You must decide which investment you prefer. The land we may have to keep on hand four or five years, paying taxes yearly."
"But the price"ll go up."
"There is no doubt of that. The city is extending northwards rapidly. I shouldn"t be surprised if the lots would bring a thousand dollars apiece in less than five years. This would be equal to a very handsome interest."
"I"m in for buying "em," said d.i.c.k. "So, if you"ll see the owner, I"ll have the money all ready whenever you want it."
"Very well, but perhaps you would like to see them first. We"ll manage to get off an hour earlier than usual this afternoon, and go up and take a look at them."
"It seems to me Mr. Murdock and that boy are pretty thick together,"
said the book-keeper, glancing through the gla.s.s part.i.tion. He could see that they were conversing earnestly, but of course couldn"t hear a word that was said. "What he or Mr. Rockwell can see in the young rascal pa.s.ses my comprehension."
He called sharply to d.i.c.k, and ordered him to go to the post-office for letters.
"All right," said d.i.c.k.
"And mind you don"t loiter by the way," said the book-keeper, sharply.
"You were gone long enough at the bank this morning. Did you come right back?"
"No," said d.i.c.k.
"Why didn"t you?"
"There was somewhere else I wanted to go."
"On your own business, or Mr. Rockwell"s?"
"On my own business."
"So I thought. I shall report you to Mr. Rockwell," said Gilbert, triumphantly.
"I wouldn"t, if I were you," said d.i.c.k, coolly.
"And why not, you young rascal?"
"Because he knows it already."
"Knows it already," repeated the book-keeper, discomfited. "Well, I hope he gave you a good scolding."
"I am sorry to disappoint you," said d.i.c.k; "but he knows it, because he gave me leave to go."
"I don"t believe it," said Gilbert, mortified to find that d.i.c.k was in the right after all.
"Then perhaps you"d better ask Mr. Rockwell."
"I will," said Gilbert, who really had no intention of doing so. "You must have had some very urgent private business," he added, with a sneer.
"You"re right, there," said d.i.c.k.
"Playing marbles with some of your ragam.u.f.fin friends, I suppose."
"Playin" marbles is a very refined and intellectual amus.e.m.e.nt," said d.i.c.k; "but I don"t play marbles in business hours."
"Where did you go?" said the book-keeper, impatiently. "I don"t want any of your impertinence."
"I went to the savings bank," said d.i.c.k.
"I suppose you have a very large account there," sneered Gilbert.
"Yes," said d.i.c.k, quietly; "pretty large."
"It"s to be hoped you won"t withdraw your patronage, or the bank might fail."
"Then I won"t," said d.i.c.k. "Shall I go to the post-office now?"
"Yes, and be quick about it."
The book-keeper had some curiosity as to the amount of d.i.c.k"s account at the savings bank, but there was no good chance for him to inquire, and he accordingly returned to his writing, more prejudiced against d.i.c.k than ever.
On the whole, I have some doubts whether d.i.c.k"s manner was quite as respectful as it ought to have been to one who was older and higher in office than himself. I should not recommend my young readers to imitate him in this respect. But it is my business to describe d.i.c.k just as he was, and I have already said that he was not a model boy. Still in most respects he tried to do what was right, and it must be admitted that the book-keeper"s treatment of him was not likely to inspire much attachment or respect. d.i.c.k had no difficulty in perceiving the dislike entertained by Gilbert for him, and he was beginning to cherish a similar feeling towards the book-keeper. He determined, however, to give him no cause of complaint, so far as he was ent.i.tled to command his services; but it must be confessed he found much more satisfaction in obeying Mr.
Rockwell and Mr. Murdock.