The great difficulty with penny banks on the other hand is the receiver--who is to be responsible for the money? The clergyman would be only too glad, but many will have nothing to do with anything under his influence simply because he is the clergyman. The estrangement that has been promoted between the labourer and the tenant farmer effectually shuts the latter out. The landlord"s agent cannot reside in fifty places at once. The sums are too small to pay for a bank agent to reside in the village and go round. There remain the men themselves; and why should not they be trusted with the money? Men of their own cla.s.s collect the Union subscriptions, and faithfully pay them in.

Take the case of a little hamlet two, three, perhaps more miles from a Post-office Savings Bank, where some thirty labourers work on the farms.

Why should not these thirty elect one of their own number to receive their savings over Sat.u.r.day--to be paid in by him at the Post-office? There are men among them who might be safely trusted with ten times the money, and if the Post-office cannot be opened on Sat.u.r.day evenings for him to deposit it, it is quite certain that his employer would permit of his absence, on one day, sufficiently long to go to the office and back. If the men wish to be absolutely independent in the matter, all they have to do is to work an extra hour for their agent"s employer, and so compensate for his temporary absence. If the men had it in their own hands like this they would enter into it with far greater interest, and it would take root among them. All that is required is the consent of the Post-office to receive moneys so deposited, and some one to broach the idea to the men in the various localities. The great recommendation of the Post-office is that the labouring cla.s.ses everywhere have come to feel implicit faith in the safety of deposits made in it. They have a confidence in it that can never be attained by a private enterprise, however benevolent, and it should therefore be utilised to the utmost.

To gentlemen accustomed to receive a regular income, a small lump sum like ten or twenty pounds appears a totally inadequate provision against old age. They inst.i.tute elaborate calculations by professed accountants, to discover whether by any mode of investment a small subscription proportionate to the labourer"s wages can be made to provide him with an annuity. The result is scarcely satisfactory. But, in fact, though an annuity would be, of course, preferable, even so small a sum as ten or twenty pounds is of the very highest value to an aged agricultural labourer, especially when he has a cottage, if not his own property, yet in which he has a right to reside. The neighbouring farmers, who have known him from their own boyhood, are always ready to give him light jobs whenever practicable. So that in tolerable weather he still earns something. His own children do a little for him. In the dead of the winter come a few weeks when he can do nothing, and feels the lack of small comforts. It is just then that a couple of sovereigns out of a h.o.a.rd of twenty pounds will tide him over the interval.

It is difficult to convey an idea of the value of these two extra sovereigns to a man of such frugal habits and in that position. None but those who have mixed with the agricultural poor can understand it. Now the wages that will hardly, by the most careful management, allow of the gradual purchase of an annuity, will readily permit such savings as these.

It is simply a question of the money-box. When the child"s money-box is at hand the penny is dropped in, and the amount acc.u.mulates; if there is no box handy it is spent in sweets. The same holds true of young and old alike. If, then, the annuity cannot be arranged, let the money-box, at all events, be brought nearer. And the money-box in which the poor man all over the country has the most faith is the Post-office.

CHAPTER XXVIII

HODGE"S LAST MASTERS. CONCLUSION

After all the ploughing and the sowing, the hoeing and the harvest, comes the miserable end. Strong as the labourer may be, thick-set and capable of immense endurance; by slow degrees that strength must wear away. The limbs totter, the back is bowed, the dimmed sight can no longer guide the plough in a straight furrow, nor the weak hands wield the reaping-hook, Hodge, who, Atlas-like, supported upon his shoulders the agricultural world, comes in his old age under the dominion of his last masters at the workhouse. There, indeed, he finds almost the whole array of his rulers a.s.sembled. Tenant farmers sit as the guardians of the poor for their respective parishes; the clergyman and the squire by virtue of their office as magistrates; and the tradesman as guardian for the market town.

Here are representatives of almost all his masters, and it may seem to him a little strange that it should require so many to govern such feeble folk.

The board-room at the workhouse is a large and apparently comfortable apartment. The fire is piled with glowing coals, the red light from which gleams on the polished fender. A vast table occupies the centre, and around it are arranged seats, for each of the guardians. The chairman is, perhaps, a clergyman (and magistrate), who for years has maintained something like peace between discordant elements. For the board-room is often a battle-field where political or sectarian animosities exhibit themselves in a rugged way. The clergyman, by force of character, has at all events succeeded in moderating the personal asperity of the contending parties. Many of the stout, elderly farmers who sit round the table have been elected year after year, no one disputing with them that tedious and thankless office. The clerk, always a solicitor, is also present, and his opinion is continually required. Knotty points of law are for ever arising over what seems so simple a matter as the grant of a dole of bread.

The business, indeed, of relieving the agricultural poor is no light one--a dozen or fifteen gentlemen often sit here the whole day. The routine of examining the relieving officers" books and receiving their reports takes up at least two hours. Agricultural unions often include a wide s.p.a.ce of country, and getting from one village to another consumes as much time as would be needed for the actual relief of a much denser population. As a consequence, more relieving officers are employed than would seem at first glance necessary. Each of these has his records to present, and his accounts to be practically audited, a process naturally interspersed with inquiries respecting cottagers known to the guardians present.

Personal applications for out-door relief are then heard. A group of intending applicants has been waiting in the porch for admission for some time. Women come for their daughters; daughters for their mothers; some want a.s.sistance during an approaching confinement, others ask for a small loan, to be repaid by instalments, with which to tide over their difficulties. One cottage woman is occasionally deputed by several of her neighbours as their representative. The labourer or his wife stands before the Board and makes a statement, supplemented by explanation from the relieving officer of the district. Another hour thus pa.s.ses. Incidentally there arise cases of "settlement" in distant parishes, when persons have become chargeable whose place of residence was recently, perhaps, half across the country. They have no parochial rights here and must be returned thither, after due inquiries made by the clerk and the exchange of considerable correspondence.

The master of the workhouse is now called in and delivers his weekly report of the conduct of the inmates, and any events that have happened.

One inmate, an ancient labourer, died that morning in the infirmary, not many hours before the meeting of the Board. The announcement is received with regretful exclamations, and there is a cessation of business for a few minutes. Some of the old farmers who knew the deceased recount their connection with him, how he worked for them, and how his family has lived in the parish as cottagers from time immemorial. A reminiscence of a grim joke that fell out forty years before, and of which the deceased was the b.u.t.t, causes a grave smile, and then to business again. The master possibly asks permission to punish a refractory inmate; punishment is now very sparingly given in the house. A good many cases, however, come up from the Board to the magisterial Bench--charges of tearing up clothing, fighting, damaging property, or of neglecting to maintain, or to repay relief advanced on loan. These cases are, of course, conducted by the clerk.

There is sometimes a report, to be read by one of the doctors who receive salaries from the Board and attend to the various districts, and occasionally some nuisance to be considered and order taken for its compulsory removal on sanitary grounds. The question of sanitation is becoming rather a difficult one in agricultural unions.

After this the various committees of the Board have to give in the result of their deliberations, and the representative of the ladies" boarding-out committee presents a record of the work accomplished. These various committees at times are burdened with the most onerous labours, for upon them falls the duty of verifying all the petty details of management.

Every pound of soap, or candles, scrubbing-brushes, and similar domestic items, pa.s.s under their inspection, not only the payments for them, but the actual articles, or samples of them, being examined. Tenders for grocery, bread, wines and spirits for cases of illness, meat, coals, and so forth are opened and compared, vouchers, bills, receipts, invoices, and so forth checked and audited.

The amount of detail thus attended to is something immense, and the accuracy required occupies hour after hour. There are whole libraries of account-books, ledgers, red-bound relief-books, stowed away, pile upon pile, in the house; archives going back to the opening of the establishment, and from which any trifling relief given or expenditure inclined years ago can be extracted. Such another carefully-administered inst.i.tution it would be hard to find; nor is any proposed innovation or change adopted without the fullest discussion--it may be the suggested erection of additional premises, or the introduction of some fresh feature of the system, or some novel instructions sent down by the Local Government Board.

When such matters or principles are to be discussed there is certain to be a full gathering of the guardians and a trial of strength between the parties. Those who habitually neglect to attend, leaving the hard labour of administration to be borne by their colleagues, now appear in numbers, and the board-room is crowded, many squires otherwise seldom seen coming in to give their votes. It is as much as the chairman can do to a.s.suage the storm and to maintain an approach to personal politeness. Quiet as the country appears to the casual observer, there are, nevertheless, strong feelings under the surface, and at such gatherings the long-cherished animosities burst forth.

Nothing at all events is done in a corner; everything is openly discussed and investigated. Every week the visiting committee go round the house, and enter every ward and store-room. They taste and test the provisions, and the least shortcoming is certain to be severely brought home to those who are fulfilling the contracts. They pa.s.s through the dormitories, and see that everything is clean; woe betide those responsible if a spot of dirt be visible! There is the further check of casual and unexpected visits from the guardians or magistrates. It is probable that not one crumb of bread consumed is otherwise than good, and that not one single crumb is wasted. The waste is in the system--and a gigantic waste it is, whether inevitable as some contend, or capable of being superseded by a different plan.

Of every hundred pounds paid by the ratepayers how much is absorbed in the maintenance of the inst.i.tution and its ramifications, and how very little reaches poor deserving Hodge! The undeserving and mean-spirited, of whom there are plenty in every village, who endeavour to live upon the parish, receive relief thrice as long and to thrice the amount as the hard-working, honest labourer, who keeps out to the very last moment. It is not the fault of the guardians, but of the rigidity of the law. Surely a larger amount of discretionary power might be vested in them with advantage! Some exceptional consideration is the just due of men who have worked from the morn to the very eve of life.

The labourer whose decease was reported to the Board upon their a.s.sembling was born some seventy-eight or seventy-nine years ago. The exact date is uncertain; many of the old men can only fix their age by events that happened when they were growing from boys into manhood. That it must have been nearer eighty than seventy years since is known, however, to the elderly farmers, who recollect him as a man with a family when they were young. The thatched cottage stood beside the road at one end of a long, narrow garden, enclosed from the highway by a hedge of elder. At the back there was a ditch and mound with elm-trees, and green meadows beyond. A few poles used to lean against the thatch, their tops rising above the ridge, and close by was a stack of thorn f.a.ggots. In the garden three or four aged and mossgrown apple-trees stood among the little plots of potatoes, and as many plum-trees in the elder hedge. One tall pear-tree with scored bark grew near the end of the cottage; it bore a large crop of pears, which were often admired by the people who came along the road, but were really hard and woody. As a child he played in the ditch and hedge, or crept through into the meadow and searched in the spring for violets to offer to the pa.s.sers-by; or he swung on the gate in the lane and held it open for the farmers in their gigs, in hope of a halfpenny.

As a lad he went forth with his father to work in the fields, and came home to the cabbage boiled for the evening meal. It was not a very roomy or commodious home to return to after so many hours in the field, exposed to rain and wind, to snow, or summer sun. The stones of the floor were uneven, and did not fit at the edges. There was a beam across the low ceiling, to avoid which, as he grew older, he had to bow his head when crossing the apartment. A wooden ladder, or steps, not a staircase proper, behind the whitewashed part.i.tion, led to the bedroom. The steps were worm-eaten and worn. In the sitting-room the narrow panes of the small window were so overgrown with woodbine as to admit but little light. But in summer the door was wide open, and the light and the soft air came in.

The thick walls and thatch kept it warm and cosy in winter, when they gathered round the fire. Every day in his manhood he went out to the field; every item, as it were, of life centred in that little cottage. In time he came to occupy it with his own wife, and his children in their turn crept through the hedge, or swung upon the gate. They grew up, and one by one went away, till at last he was left alone.

He had not taken much conscious note of the changing aspect of the scene around him. The violets flowered year after year; still he went to plough.

The May bloomed and scented the hedges; still he went to his work. The green summer foliage became brown and the acorns fell from the oaks; still he laboured on, and saw the ice and snow, and heard the wind roar in the old familiar trees without much thought of it. But those old familiar trees, the particular hedges he had worked among so many years, the very turf of the meadows over which he had walked so many times, the view down the road from the garden gate, the distant sign-post and the red-bricked farmhouse--all these things had become part of his life. There was no hope nor joy left to him, but he wanted to stay on among them to the end. He liked to ridge up his little plot of potatoes; he liked to creep up his ladder and mend the thatch of his cottage; he liked to cut himself a cabbage, and to gather the one small basketful of apples. There was a kind of dull pleasure in cropping the elder hedge, and even in collecting the dead branches scattered under the trees. To be about the hedges, in the meadows, and along the brooks was necessary to him, and he liked to be at work.

Three score and ten did not seem the limit of his working days; he still could and would hoe--a bowed back is no impediment, but perhaps rather an advantage, at that occupation. He could use a p.r.o.ng in the haymaking; he could reap a little, and do good service tying up the cut corn. There were many little jobs on the farm that required experience, combined with the plodding patience of age, and these he could do better than a stronger man. The years went round again, and yet he worked. Indeed, the farther back a man"s birth dates in the beginning of the present century the more he seems determined to labour. He worked on till every member of his family had gone, most to their last home, and still went out at times when the weather was not too severe. He worked on, and pottered round the garden, and watched the young green plums swelling on his trees, and did a bit of gleaning, and thought the wheat would weigh bad when it was threshed out.

Presently people began to bestir themselves, and to ask whether there was no one to take care of the old man, who might die from age and none near.

Where were his own friends and relations? One strong son had enlisted and gone to India, and though his time had expired long ago, nothing had ever been heard of him. Another son had emigrated to Australia, and once sent back a present of money, and a message, written for him by a friend, that he was doing well. But of late, he, too, had dropped out of sight. Of three daughters who grew up, two were known to be dead, and the third was believed to be in New Zealand. The old man was quite alone. He had no hope and no joy, yet he was almost happy in a slow unfeeling way wandering about the garden and the cottage. But in the winter his half-frozen blood refused to circulate, his sinews would not move his willing limbs, and he could not work.

His case came before the Board of Guardians. Those who knew all about him wished to give him substantial relief in his own cottage, and to appoint some aged woman as nurse--a thing that is occasionally done, and most humanely. But there were technical difficulties in the way; the cottage was either his own or partly his own, and relief could not be given to any one possessed of "property" Just then, too, there was a great movement against, out-door relief; official circulars came round warning Boards to curtail it, and much fuss was made. In the result the old man was driven into the workhouse; muttering and grumbling, he had to be bodily carried to the trap, and thus by physical force was dragged from his home. In the workhouse there is of necessity a dead level of monotony--there are many persons but no individuals. The dining-hall is crossed with forms and narrow tables, somewhat resembling those formerly used in schools. On these at dinner-time are placed a tin mug and a tin soup-plate for each person; every mug and every plate exactly alike. When the unfortunates have taken their places, the master p.r.o.nounces grace from an elevated desk at the end of the hall.

Plain as is the fare, it was better than the old man had existed on for years; but though better it was not his dinner. He was not sitting in his old chair, at his own old table, round which his children had once gathered. He had not planted the cabbage, and tended it while it grew, and cut it himself. So it was, all through the workhouse life. The dormitories were clean, but the ward was not his old bedroom up the worm-eaten steps, with the slanting ceiling, where as he woke in the morning he could hear the sparrows chirping, the chaffinch calling, and the lark singing aloft.

There was a garden attached to the workhouse, where he could do a little if he liked, but it was not his garden. He missed his plum-trees and apples, and the tall pear, and the lowly elder hedge. He looked round raising his head with difficulty, and he could not see the sign-post, nor the familiar red-bricked farmhouse. He knew all the rain that had fallen must have come through the thatch of the old cottage in at least one place, and he would have liked to have gone and rethatched it with trembling hand. At home he could lift the latch of the garden gate and go down the road when he wished. Here he could not go outside the boundary--it was against the regulations. Everything to appearance had been monotonous in the cottage--but there he did not feel it monotonous.

At the workhouse the monotony weighed upon him. He used to think as he lay awake in bed that when the spring came nothing should keep him in this place. He would take his discharge and go out, and borrow a hoe from somebody, and go and do a bit of work again, and be about in the fields.

That was his one hope all through his first winter. Nothing else enlivened it, except an occasional little present of tobacco from the guardians who knew him. The spring came, but the rain was ceaseless. No work of the kind he could do was possible in such weather. Still there was the summer, but the summer was no improvement; in the autumn he felt weak, and was not able to walk far. The chance for which he had waited had gone. Again the winter came, and he now rapidly grew more feeble.

When once an aged man gives up, it seems strange at first that he should be so utterly helpless. In the infirmary the real benefit of the workhouse reached him. The food, the little luxuries, the attention were far superior to anything he could possibly have had at home. But still it was not home. The windows did not permit him from his bed to see the leafless trees or the dark woods and distant hills. Left to himself, it is certain that of choice he would have crawled under a rick, or into a hedge, if he could not have reached his cottage.

The end came very slowly; he ceased to exist by imperceptible degrees, like an oak-tree. He remained for days in a semi-unconscious state, neither moving nor speaking. It happened at last. In the grey of the winter dawn, as the stars paled and the whitened gra.s.s was stiff with h.o.a.r frost, and the rime coated every branch of the tall elms, as the milker came from the pen and the young ploughboy whistled down the road to his work, the spirit of the aged man departed.

What amount of production did that old man"s life of labour represent?

What value must be put upon the service of the son that fought in India; of the son that worked in Australia; of the daughter in New Zealand, whose children will help to build up a new nation? These things surely have their value. Hodge died, and the very grave-digger grumbled as he delved through the earth hard-bound in the iron frost, for it jarred his hand and might break his spade. The low mound will soon be level, and the place of his burial shall not be known.

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