Chapter 179: 10% Interest!
Max understood what Andrew meant.
“You want to lend money to these warriors who can’t afford the sword intent gra.s.s so that they have enough money to buy the sword intent gra.s.s?”
Andrew nodded. That was exactly what he meant.
“This is indeed a good thing. If these warriors can buy the sword intent gra.s.s, their strength will be greatly improved. It is also a great joy for the entire human camp.
“But…”
As a professional in the financial field, Max quickly thought of the inappropriate part.
“Giving loans is not difficult. After all, Mr. Andrew has a large amount of money here. If Director Clayton is willing to help, we can get a large amount of information about the warriors. It is not difficult to a.s.sess their a.s.sets and credit.
“The only problem is that the warrior is a very dangerous profession. In order to pay back the money, these warriors must enter the wilderness to kill monsters and earn money. This is a very dangerous thing.
“If they die in the wilderness, then no one will continue to repay the loans. If It’s a high-intensity battle, I think at least one-tenth of these warriors will die in battle!”
It was not that Andrew had not thought about Max’s question.
He waved his hand nonchalantly.
“It is a good thing to die fighting a demon beast. If they die in the process of killing four demon beasts, then it is considered to be a sacrifice for their country, a heroic sacrifice! I don’t need them to repay this loan!”
Hearing Andrew’s words, Max was filled with respect.
Andrew’s words were really too good.
He had reached such a level of cultivation at such a young age, and he even had such high awareness.
There were very few people that Max admired in his life.
Andrew was definitely one of them.
“Then, since we want to give loans, we have to set an interest rate.
“The bank’s interest rate is 4%, which means that for every loan of 10 billion, we have to repay an additional 400 million in interest a year.”
After Andrew heard this, he nodded affirmatively.
“Then our interest rate will be set at 10%. After all, I, King Thunderblade, can not accept everyone’s usury.”
Hearing Andrew’s words, Howard’s eyes almost popped out.
10% interest? You actually said that this was not usury?
This interest rate was twice that of the bank.
For every 10 billion loan, you needed to repay an additional 1 billion a year.
If someone borrowed all the money needed to buy the sword intent gra.s.s, then it would be a loan of 50 billion. After a year, you would have to repay 55 billion.
This repayment pressure was really great.
“For the a.s.sessment of a fighter’s credit and a.s.sets, I can use Mr. Howard’s forum database.
“You can also hara.s.s the martial arts bureau at any time and ask them to help you check some data. It’s fine,” Andrew said indifferently.
Could it be that that guy Clayton would refuse him?
After explaining everything, Andrew took out two seventh-grade demon cores from his storage s.p.a.ce and placed them on the table.
“This is the reward for the two of you. If you do well this time, there will be a double reward.”
Howard and Max’s eyes lit up.
This reward could be said to be quite generous.
Seventh-grade demon cores were hard to buy on the market, and the price was abnormally high.
Moreover, the quality of the top-grade demon cores Andrew took out was excellent. It was a good material for forging divine weapons.
Max was now a sixth-grade warrior. After consuming the sword intent gra.s.s, he was confident of breaking through to the seventh grade.
As for Howard, he had just broken through to the seventh-grade grandmaster realm a few days ago.
Both of them needed divine weapons.
The demon core in front of them was a good material for forging divine weapons.
“Thank you, King Thunderblade!”
Both of them bowed deeply to Andrew.
Because Andrew’s reward was already much higher than normal.
The reason why this matter could be done was because of Andrew’s large amount of funds and his reputation as King Thunderblade.
..
Washington.
An eighth-grade Golden Body realm martial artist sat on the sofa with a gloomy face.
His strength was not bad. He was ranked in the top 40 on the eighth-rank list, and the weapon he used happened to be a sword.
He really wanted to buy a blade of sword intent gra.s.s.
But the only thing that troubled him was money.
His entire wealth was only around 30 billion.
In the past few days, he had sold a lot of materials that he had previously treasured. Now, he had barely managed to raise 40 billion.
He was still short of 10 billion to buy sword intent gra.s.s.
In the past few days, Donald had asked all his friends to lend him some money.
But now, everyone was short of money. Even the best of friends would find it difficult to give 10 billion.
The banks also did not provide loan services.
In the country, the control of funds was very strict.
“Am I going to miss this opportunity?”
Donald sat on the sofa in great pain.
He knew that if he could obtain the sword intent gra.s.s, there was a very high chance that he could breakthrough to become a ninth-grade martial artist.
In the future, he might even be able to advance to become a supreme expert.
This was the goal he had pursued all his life.
He suddenly stood up and looked at his wife, who was sitting beside him.
“Wife, I can enter the wilderness to hunt demon beasts! In ten days, if I go all out, I can get at least five billion worth of demon beast materials!
“The remaining five billion, we’ll sell the house and borrow some money from my good friend. There should be some hope of gathering fifty billion.”
However, when he said this, his eyes glanced at his wife’s slightly bulging belly.
His wife was already four months pregnant.
Donald’s hands trembled slightly.
He wasn’t afraid of death.
To be able to reach the eighth-grade golden body realm, he had danced with death many times. He didn’t know how many times he had fought with his life on the line.
If he hadn’t gotten married, he would have already entered the wilderness and fought with the demon beasts.
But now, he had something that he couldn’t give up, and that was his family.
He couldn’t leave his wife and children behind and enter the wilderness alone.
After all, ten days of crazy battles were too dangerous.
He didn’t have the confidence to survive.
“Forget it. There’s always a chance.” Donald sighed.
He walked over and hugged his wife tightly.
“To me, the most important thing is you and our unborn child. I can’t leave our family behind.”
Donald’s eyes were wet.
He had already thought it through. Wasn’t it just a sword intent gra.s.s?
With his own hard work, he also had a chance to break through to the ninth stage. This was just a bit more difficult.
He wanted to break through and become stronger. Wasn’t it for the sake of protecting his family?
But now, he actually wanted to abandon his family in order to become stronger. Didn’t that mean he had given up on what he had always been holding onto?
Just as he made up his mind, the phone suddenly rang.
Donald picked up the phone. It was a sweet female voice.
“h.e.l.lo, sir. We have found that you are an eight-grade golden body realm warrior and you practice sword techniques. I wonder if you would like to buy sword intent gra.s.s?”
“Yes, why?” Donald asked curiously.
It sounded like a fraudulent phone call.
“It’s like this, sir. If you don’t have enough money, we can provide a loan service. You can borrow money from us and buy sword intent gra.s.s.”
It had to be said that Donald was a little tempted.
If the other party was a decent company and was willing to lend money to him, there was no reason not to use them.
As long as he had another ten billion, he would be able to gather all the funds to buy the sword intent gra.s.s. When his strength broke through, wouldn’t it be easy to earn back the money?