"I think it does," replied the chairman, "and I"m proud to hear you say so. B pays the highest lawful interest--"
"That an"t much," interrupted Jonas.
"Right! quite right!" retorted Tigg. "And hard it is upon the part of the law that it should be so confoundedly down upon us unfortunate victims; when it takes such amazing good interest for itself from all its clients. But charity begins at home, and justice begins next door.
Well! The law being hard upon us, we"re not exactly soft upon B; for besides charging B the regular interest, we get B"s premium, and B"s friends" premiums, and we charge B for the bond, and, whether we accept him or not, we charge B for "inquiries" (we keep a man, at a pound a week, to make "em), and we charge B a trifle for the secretary; and in short, my good fellow, we stick it into B, up hill and down dale, and make a devilish comfortable little property out of him. Ha, ha, ha! I drive B, in point of fact," said Tigg, pointing to the cabriolet, "and a thoroughbred horse he is. Ha, ha, ha!"
Jonas enjoyed this joke very much indeed. It was quite in his peculiar vein of humour.
"Then," said Tigg Montague, "we grant annuities on the very lowest and most advantageous terms known in the money market; and the old ladies and gentlemen down in the country buy "em. Ha, ha, ha! And we pay "em too--perhaps. Ha, ha, ha!"
"But there"s responsibility in that," said Jonas, looking doubtful.
"I take it all myself," said Tigg Montague. "Here I am responsible for everything. The only responsible person in the establishment! Ha, ha, ha! Then there are the Life a.s.surances without loans; the common policies. Very profitable, very comfortable. Money down, you know; repeated every year; capital fun!"
"But when they begin to fall in," observed Jonas. "It"s all very well, while the office is young, but when the policies begin to die--that"s what I am thinking of."
"At the first start, my dear fellow," said Montague, "to show you how correct your judgment is, we had a couple of unlucky deaths that brought us down to a grand piano."
"Brought you down where?" cried Jonas.
"I give you my sacred word of honour," said Tigg Montague, "that I raised money on every other individual piece of property, and was left alone in the world with a grand piano. And it was an upright-grand too, so that I couldn"t even sit upon it. But, my dear fellow, we got over it. We granted a great many new policies that week (liberal allowance to solicitors, by the bye), and got over it in no time. Whenever they should chance to fall in heavily, as you very justly observe they may, one of these days; then--" he finished the sentence in so low a whisper, that only one disconnected word was audible, and that imperfectly. But it sounded like "Bolt."
"Why, you"re as bold as bra.s.s!" said Jonas, in the utmost admiration.
"A man can well afford to be as bold as bra.s.s, my good fellow, when he gets gold in exchange!" cried the chairman, with a laugh that shook him from head to foot. "You"ll dine with me to-morrow?"
"At what time?" asked Jonas.
"Seven. Here"s my card. Take the doc.u.ments. I see you"ll join us!"
"I don"t know about that," said Jonas. "There"s a good deal to be looked into first."
"You shall look," said Montague, slapping him on the back, "into anything and everything you please. But you"ll join us, I am convinced.
You were made for it. Bullamy!"
Obedient to the summons and the little bell, the waistcoat appeared.
Being charged to show Jonas out, it went before; and the voice within it cried, as usual, "By your leave there, by your leave! Gentleman from the board-room, by your leave!"
Mr Montague being left alone, pondered for some moments, and then said, raising his voice:
"Is Nadgett in the office there?"
"Here he is, sir." And he promptly entered; shutting the board-room door after him, as carefully as if he were about to plot a murder.
He was the man at a pound a week who made the inquiries. It was no virtue or merit in Nadgett that he transacted all his Anglo-Bengalee business secretly and in the closest confidence; for he was born to be a secret. He was a short, dried-up, withered old man, who seemed to have secreted his very blood; for n.o.body would have given him credit for the possession of six ounces of it in his whole body. How he lived was a secret; where he lived was a secret; and even what he was, was a secret.
In his musty old pocket-book he carried contradictory cards, in some of which he called himself a coal-merchant, in others a wine-merchant, in others a commission-agent, in others a collector, in others an accountant; as if he really didn"t know the secret himself. He was always keeping appointments in the City, and the other man never seemed to come. He would sit on "Change for hours, looking at everybody who walked in and out, and would do the like at Garraway"s, and in other business coffee-rooms, in some of which he would be occasionally seen drying a very damp pocket-handkerchief before the fire, and still looking over his shoulder for the man who never appeared. He was mildewed, threadbare, shabby; always had flue upon his legs and back; and kept his linen so secretly b.u.t.toning up and wrapping over, that he might have had none--perhaps he hadn"t. He carried one stained beaver glove, which he dangled before him by the forefinger as he walked or sat; but even its fellow was a secret. Some people said he had been a bankrupt, others that he had gone an infant into an ancient Chancery suit which was still depending, but it was all a secret. He carried bits of sealing-wax and a hieroglyphical old copper seal in his pocket, and often secretly indited letters in corner boxes of the trysting-places before mentioned; but they never appeared to go to anybody, for he would put them into a secret place in his coat, and deliver them to himself weeks afterwards, very much to his own surprise, quite yellow. He was that sort of man that if he had died worth a million of money, or had died worth twopence halfpenny, everybody would have been perfectly satisfied, and would have said it was just as they expected. And yet he belonged to a cla.s.s; a race peculiar to the City; who are secrets as profound to one another, as they are to the rest of mankind.
"Mr Nadgett," said Montague, copying Jonas Chuzzlewit"s address upon a piece of paper, from the card which was still lying on the table, "any information about this name, I shall be glad to have myself. Don"t you mind what it is. Any you can sc.r.a.pe together, bring me. Bring it to me, Mr Nadgett."
Nadgett put on his spectacles, and read the name attentively; then looked at the chairman over his gla.s.ses, and bowed; then took them off, and put them in their case; and then put the case in his pocket. When he had done so, he looked, without his spectacles, at the paper as it lay before him, and at the same time produced his pocket-book from somewhere about the middle of his spine. Large as it was, it was very full of doc.u.ments, but he found a place for this one; and having clasped it carefully, pa.s.sed it by a kind of solemn legerdemain into the same region as before.
He withdrew with another bow and without a word; opening the door no wider than was sufficient for his pa.s.sage out; and shutting it as carefully as before. The chairman of the board employed the rest of the morning in affixing his sign-manual of gracious acceptance to various new proposals of annuity-purchase and a.s.surance. The Company was looking up, for they flowed in gayly.
CHAPTER TWENTY-EIGHT
MR MONTAGUE AT HOME. AND MR JONAS CHUZZLEWIT AT HOME
There were many powerful reasons for Jonas Chuzzlewit being strongly prepossessed in favour of the scheme which its great originator had so boldly laid open to him; but three among them stood prominently forward.
Firstly, there was money to be made by it. Secondly, the money had the peculiar charm of being sagaciously obtained at other people"s cost.
Thirdly, it involved much outward show of homage and distinction: a board being an awful inst.i.tution in its own sphere, and a director a mighty man. "To make a swingeing profit, have a lot of chaps to order about, and get into regular good society by one and the same means, and them so easy to one"s hand, ain"t such a bad look-out," thought Jonas. The latter considerations were only second to his avarice; for, conscious that there was nothing in his person, conduct, character, or accomplishments, to command respect, he was greedy of power, and was, in his heart, as much a tyrant as any laureled conqueror on record.
But he determined to proceed with cunning and caution, and to be very keen on his observation of the gentility of Mr Montague"s private establishment. For it no more occurred to this shallow knave that Montague wanted him to be so, or he wouldn"t have invited him while his decision was yet in abeyance, than the possibility of that genius being able to overreach him in any way, pierced through his self-deceit by the inlet of a needle"s point. He had said, in the outset, that Jonas was too sharp for him; and Jonas, who would have been sharp enough to believe him in nothing else, though he had solemnly sworn it, believed him in that, instantly.
It was with a faltering hand, and yet with an imbecile attempt at a swagger, that he knocked at his new friend"s door in Pall Mall when the appointed hour arrived. Mr Bailey quickly answered to the summons. He was not proud and was kindly disposed to take notice of Jonas; but Jonas had forgotten him.
"Mr Montague at home?"
"I should hope he wos at home, and waiting dinner, too," said Bailey, with the ease of an old acquaintance. "Will you take your hat up along with you, or leave it here?"
Mr Jonas preferred leaving it there.
"The hold name, I suppose?" said Bailey, with a grin.
Mr Jonas stared at him in mute indignation.
"What, don"t you remember hold mother Todgers"s?" said Mr Bailey, with his favourite action of the knees and boots. "Don"t you remember my taking your name up to the young ladies, when you came a-courting there?
A reg"lar scaly old shop, warn"t it? Times is changed ain"t they. I say how you"ve growed!"
Without pausing for any acknowledgement of this compliment, he ushered the visitor upstairs, and having announced him, retired with a private wink.
The lower story of the house was occupied by a wealthy tradesman, but Mr Montague had all the upper portion, and splendid lodging it was. The room in which he received Jonas was a s.p.a.cious and elegant apartment, furnished with extreme magnificence; decorated with pictures, copies from the antique in alabaster and marble, china vases, lofty mirrors, crimson hangings of the richest silk, gilded carvings, luxurious couches, glistening cabinets inlaid with precious woods; costly toys of every sort in negligent abundance. The only guests besides Jonas were the doctor, the resident Director, and two other gentlemen, whom Montague presented in due form.
"My dear friend, I am delighted to see you. Jobling you know, I believe?"
"I think so," said the doctor pleasantly, as he stepped out of the circle to shake hands. "I trust I have the honour. I hope so. My dear sir, I see you well. Quite well? THAT"S well!"
"Mr Wolf," said Montague, as soon as the doctor would allow him to introduce the two others, "Mr Chuzzlewit. Mr Pip, Mr Chuzzlewit."
Both gentlemen were exceedingly happy to have the honour of making Mr Chuzzlewit"s acquaintance. The doctor drew Jonas a little apart, and whispered behind his hand:
"Men of the world, my dear sir--men of the world. Hem! Mr Wolf--literary character--you needn"t mention it--remarkably clever weekly paper--oh, remarkably clever! Mr Pip--theatrical man--capital man to know--oh, capital man!"
"Well!" said Wolf, folding his arms and resuming a conversation which the arrival of Jonas had interrupted. "And what did Lord n.o.bley say to that?"
"Why," returned Pip, with an oath. "He didn"t know what to say. Same, sir, if he wasn"t as mute as a poker. But you know what a good fellow n.o.bley is!"