"Todd?"
"Yes--Ernest E. Todd, of the Department of Justice. "Extra Ernest," they used to call him, because he"d never give up a job until he brought it in, neatly wrapped and ready for filing. More than one man has had cause to believe that Todd"s parents chose the right name for him. He may not have been much to look at--but he sure was earnest."
Take the Rockwell case, for example [Quinn went on, after a preliminary puff or two to see that his pipe was drawing well]. No one had the slightest idea that the Central Trust Company wasn"t in the best of shape. Its books always balanced to a penny. There was never anything to cause the examiner to hesitate, and its officials were models of propriety. Particularly Rockwell, the cashier. Not only was he a pillar of the church, but he appeared to put his religious principles into practice on the other six days of the week as well. He wasn"t married, but that only boosted his stock in the eyes of the community, many of which had daughters of an age when wedding bells sound very tuneful and orange blossoms are the sweetest flowers that grow.
When they came to look into the matter later on, n.o.body seemed to know much about Mr. Rockwell"s antecedents. He"d landed a minor position in the bank some fifteen years before and had gradually lifted himself to the cashiership. Seemed to have an absolute genius for detail and the handling of financial matters.
So it was that when Todd went back home on a vacation and happened to launch some of his ideas on criminology--ideas founded on an intensive study of Lombroso and other experts--he quickly got himself into deep water.
During the course of a dinner at one of the hotels, "E. E." commenced to expound certain theories relating to crime and the physical appearance of the criminal.
"Do you know," he inquired, "that it"s the simplest thing in the world to tell whether a man--or even a boy, for that matter--has criminal tendencies? There are certain unmistakable physical details that point unerringly to what the world might call "laxity of conscience," but which is nothing less than a predisposition to evil, a tendency to crime. The lobes of the ears, the height and shape of the forehead, the length of the little finger, the contour of the hand--all these are of immense value in determining whether a man will go straight or crooked.
Employers are using them more and more every day. The old-fashioned phrenologist, with his half-formed theories and wild guesses, has been displaced by the modern student of character, who relies upon certain rules which vary so little as to be practically immutable."
"Do you mean to say," asked one of the men at the table, "that you can tell that a man is a criminal simply by looking at him?"
"If that"s the case," cut in another, "why don"t you lock "em all up?"
"But it isn"t the case," was Todd"s reply. "The physical characteristics to which I refer only mean that a man is likely to develop along the wrong lines. They are like the stars which, as Shakespeare remarked, "incline, but do not compel." If you remember, he added, "The fault, dear Brutus, lies in ourselves." Therefore, if a detective of the modern school is working on a case and he comes across a man who bears one or more of these very certain brands of Cain, he watches that man very carefully--at least until he is convinced that he is innocent. You can"t arrest a man simply because he looks like a crook, but it is amazing how often the guideposts point in the right direction."
"Anyone present that you suspect of forgery or beating his wife?" came in a bantering voice from the other end of the table.
"If you"re in earnest," answered the government agent, "lay your hands on the table."
And everyone present, including Rockwell, cashier of the Central Trust Company, placed his hands, palm upward, on the cloth--though there was a distinct hesitation in several quarters.
Slowly, deliberately, Todd looked around the circle of hands before him.
Then, with quite as much precision, he scanned the faces and particularly the ears of his a.s.sociates. Only once did his gaze hesitate longer than usual, and then not for a sufficient length of time to make it apparent.
"No," he finally said. "I"d give every one of you a clean bill of health. Apparently you"re all right. But," and he laughed, "remember, I said "apparently." So don"t blame me if there"s a murder committed before morning and one or more of you is arrested for it!"
That was all there was to the matter until Todd, accompanied by two of his older friends, left the grill and started to walk home.
"That was an interesting theory of yours," commented one of the men, "but wasn"t it only a theory? Is there any real foundation of fact?"
"You mean my statement that you can tell by the shape of a man"s head and hands whether he has a predisposition to crime?"
"Yes."
"It"s far from a theory, inasmuch as it has the support of hundreds of cases which are on record. Besides, I had a purpose in springing it when I did. In fact, it partook of the nature of an experiment."
"You mean you suspected some one present--"
"Not suspected, but merely wondered if he would submit to the test. I knew that one of the men at the table would call for it. Some one in a crowd always does--and I had already noted a startling peculiarity about the forehead, nose, and ears of a certain dinner companion. I merely wanted to find out if he had the nerve to withstand my inspection of his hands. I must say that he did, without flinching."
"But who was the man?"
"I barely caught his name," replied Todd, "and this conversation must be in strict confidence. After all, criminologists do not maintain that every man who looks like a crook is one. They simply state and prove that ninety-five per cent of the deliberate criminals, men who plan their wrong well in advance, bear these marks. And the man who sat across the table from me to-night has them, to an amazing degree."
"Across the table from you? Why that was Rockwell, cashier of the Central Trust!"
"Precisely," stated Todd, "and the only reason that I am making this admission is because I happen to know that both of you bank there."
"But," protested one of the other men, "Rockwell has been with them for years. He"s worked himself up from the very bottom and had hundreds of chances to make away with money if he wanted to. He"s as straight as a die."
"Very possibly he is," Todd agreed. "That"s the reason that I warn you that what I said was in strict confidence. Neither one of you is to say a word that would cast suspicion on Rockwell. It would be fatal to his career. On the other hand, I wanted to give you the benefit of my judgment, which, if you remember, you requested."
But it didn"t take a character a.n.a.lyst to see that the Department of Justice man had put his foot in it, so far as his friends were concerned. They were convinced of the cashier"s honesty and no theories founded on purely physical attributes could swerve them. They kept the conversation to themselves, but Todd left town feeling that he had lost the confidence of two of his former friends.
It was about a month later that he ran into Weldon, the Federal Bank Examiner for that section of the country, and managed to make a few discreet inquiries about Rockwell and the Central Trust Company without, however, obtaining even a nibble.
"Everything"s flourishing," was the verdict. "Accounts straight as a string and they appear to be doing an excellent business. Fairly heavy on notes, it"s true, but they"re all well indorsed. Why"d you ask? Any reason to suspect anyone?"
"Not the least," lied Todd. "It"s my home town, you know, and I know a lot of people who bank at the C. T. C. Just like to keep in touch with how things are going. By the way, when do you plan to make your next inspection?"
"Think I"ll probably be in there next Wednesday. Want me to say "h.e.l.lo"
to anybody?"
"No, I"m not popular in certain quarters," Todd laughed. "They say I have too many theories--go off half c.o.c.ked and all that sort of thing."
Nevertheless the Department of Justice operative arranged matters so that he reached his home city on Tuesday of the following week, discovering, by judicious inquiries, that the visit of the examiner had not been forecast. In fact, he wasn"t expected for a month or more. But that"s the way it is best to work. If bank officials know when to look out for an examiner, they can often fix things on their books which would not bear immediate inspection.
Weldon arrived on schedule early the following morning, and commenced his examination of the accounts of the First National, as was his habit.
As soon as Todd knew that he was in town he took up his position outside the offices of the Central Trust, selecting a vantage point which would give him a clear view of both entrances of the bank.
"Possibly," he argued to himself, "I am a d.a.m.n fool. But just the same, I have a mighty well-defined hunch that Mr. Rockwell isn"t on the level, and I ought to find out pretty soon."
Then events began to move even quicker than he had hoped.
The first thing he noted was that Jafferay, one of the bookkeepers of the C. T. C., slipped out of a side door of the bank and dropped a parcel into the mail box which stood beside the entrance. Then, a few minutes later, a messenger came out and made his way up the street to the State National, where--as Todd, who was on his heels--had little trouble in discovering--he cashed a cashier"s check for one hundred and fifty thousand dollars, returning to the Central Trust Company with the money in his valise.
"Of course," Todd reasoned, "Rockwell may be ignorant of the fact that Weldon doesn"t usually get around to the State National until he has inspected all the other banks. Hence the check will have already gone to the clearing house and will appear on the books merely as an item of one hundred and fifty thousand dollars due, rather than as a check from the Central Trust. Yes, he may be ignorant of the fact--but it does look funny. Wonder what that bookkeeper mailed?"
Working along the last line of reasoning, the government operative stopped at the post office long enough to introduce himself to the postmaster, present his credentials, and inquire if the mail from the box outside the Central Trust Company had yet been collected. Learning that it had, he asked permission to inspect it.
"You can look it over if you wish," stated the postmaster, "but, of course, I have no authority to allow you to open any of it. Even the Postmaster-General himself couldn"t do that."
"Certainly," agreed Todd. "I merely want to see the address on a certain parcel and I"ll make affidavit, if you wish, that I have reason to suppose that the mails are being used for illegal purposes."
"That won"t be necessary. We"ll step down to the parcel room and soon find out what you want."
Some five minutes later Todd learned that the parcel which he recognized--a long roll covered with wrapping paper, so that it was impossible to gain even an idea of what it contained--was addressed to Jafferay, the bookkeeper, at his home address.
"Thanks! Now if you can give me some idea of when this"ll be delivered I won"t bother you any more. About five o"clock this afternoon? Fine!" and the man from Washington was out of the post office before anyone could inquire further concerning his mission.
A telephone call disclosed the fact that Weldon was then making his examination of the Central Trust Company books and could not be disturbed, but Todd managed to get him later in the afternoon and made an appointment for dinner, on the plea of official business which he wished to discuss.