2418. Is there any one else you wish to mention?-There are many cases in which I paid cash for hosiery articles, although I could not name the persons just now. They were people whose faces I knew, but I cannot recollect their names.
2419. Were these cases in which you paid the whole value in cash?-Yes.
2420. Did these transactions enter your books?-No; the cash was just paid for them at the time.
2421. Do you take no notice of the cash paid out in [Page 51] that way?-Not generally. I don"t that there is any special entry in the cash-book showing what it had been paid for.
2422. Don"t you take a receipt from such persons?-No, I never did.
2423. Then how do you know the price at which to sell these shawls?-Because I put the prices on the shawls myself.
2424. Do you mark them all at the time?-Yes.
2425. And you swear that no entry of such a payment enters into any of your books?-I swear that, to my knowledge, there is no memorandum taken of a cash transaction carried through in that way. With regard Elizabeth Gifford, I may explain that I gave her a receipt for a shawl to be paid for in cash, and she came to my shop some time afterwards and got the cash.
2426. Then that cash entered your book?-Yes. Here is the entry [produces line-book]: "C. M. 95. 1. 11.71. Paid in cash, 80s. 4."
2427. How do you know that is the transaction?-Because it is the only transaction of the kind that is in the book, it is the only transaction in which 4 was paid in cash.
2428. Was that entry all made at one time?-The first part of it was made when she brought the shawl. The date when she got the line is not here.
2429. Then it was on 1st November 1871 that she got the money?-Yes.
2430. The entry made at first was "C.M. 95. 80s. 4?"-Yes.
2431. And the figures "1. 11. 71," and the words "paid in cash,"
were inserted when the money was given?-Yes
2432. There is no entry of the date of the issuing of the line at first?-No; the book was not being dated then.
2433. When did the book begin to be dated?-We have the date on the line itself, and therefore it is quite sufficient to enter the numbers of the lines in the book.
2434. But when did the book begin to be dated?-On 30th October.
2435. Then it must have been a few days before 30th October when the line was first given out?-Yes.
2436. To come back to Jemima Sandison"s book the total amount supplied to her was 3, 5s. 31/2d. in period of thirteen months, and there was a balance of 16s. to begin with. The amount that appears to have been paid in cash during that time is 3s. 6d. on all these transaction: is that so?-It may be; but I have ready explained that the entries in the book do not represent all the cash which she got from me.
2437. She also appears to have got tea on thirty-seven different occasions, in quant.i.ties of 8d., 9d., and 10d. worth at the time?- Yes; that would be a quarter of a pound.
2438. The amount of tea altogether comes to 5d. or more than one-half of the total quant.i.ty of all that she got from you. If we a.s.sume that she got a amount of tea as part of the previous balance of 16s, there is thus only 8s. 6d. paid in cash, 30s. or more paid in tea, and the rest paid in goods. Can you give me any idea whether the amount of cash paid to this woman on the separate transactions you have been speaking of would be greater or less than the amount appearing in this book?-I could not swear as to what it was, because we are transacting business of that kind with her very frequently, and it is impossible to remember what amount of goods or of cash she got on these particular transactions. I should say that what the book gives about a fair average of what it might be upon the other sales as well, or it might be that it would rather exceed it; but I should wish to remark that she never was refused the cash that was asked for by her.
2439. Do you think the case of this woman Sandison may be taken as a fair specimen of the accounts which you keep with the other women employed by you?-No, there are exceptions; there are some who got a good deal more cash than she did.
2440. Was there any reason, in these other cases, for their getting more cash?-Of course they asked for more and perhaps they needed it. There are some who are equally dependent with her, and who have perhaps less chances of getting money otherwise.
As I said, she sometimes makes to order, and gets cash from that source. If you will take the case of Mary Ann Sinclair and her sisters as it appears in the book, you will see that they got more cash than Sandison did.
2441. I see in Mary Ann Sinclair"s account on "September 30, 1868, cash 5s.; October 13, cash for meal 11s. 3d.; November 18, cash 1s.; November 23, to paid William Smith for meal 5s. 4d.; November. 27, cash 1s." Do you give that as an average specimen of the amount of cash that was paid?-There may be exceptional cases; but I daresay, taking the whole thing, Sandison"s pa.s.s-book may be regarded as a fair specimen of the way in which the thing has gone on.
2442. In that account of Mary Ann Sinclair"s which you have just showed me there is an entry of 5s. 4d. paid to William Smith for meal: who is William Smith?-He is a grocer in town.
2443. Was that paid to him directly, or did the money pa.s.s through the hands of the woman Sinclair?-I generally gave her the money, and told her to go anywhere she liked with it; but in some cases, if it happened that I did not have the cash on the counter, or handy, she went to the same person that she used to deal with, or to any one she wanted to go to, and got what she required, and I paid the cash for it perhaps on the same day.
2444. In what way was that transaction carried out? Did you give her a line to go to Smith for the meal?-I don"t think it. I have no recollection of doing it.
2445. Is that a common kind of entry in your book?-No.
2446. There is another entry of 11s. 3d, for meal: would that be paid to Smith or to the woman Sinclair?-I think it was paid to herself.
2447. Then why is it entered in your book as being for meal?- Very often we did that in order to distinguish the things she wanted the cash for, and to keep a check on them. For instance, they might come in and ask cash from me and they would receive it.
2448. But why should you wish to keep a check on them in a case like that?-I don"t know.
2449. Had you any interest in the way in which the woman was to spend her money?-No; but if we paid cash to a person for one of these women, we marked it down as having been paid.
2450. Then when you put down this sum of 11s. 3d. for meal, did that mean that you had paid the money to Smith or to some other meal-dealer, or that you had paid the money to Mary Ann Sinclair herself?-I cannot recollect.
2451. I only want you to explain, if possible, or to suggest an explanation if you don"t remember, about how it happened that that entry was made for meal. If the woman got it in cash, would it not be simply marked down as cash?-I don"t remember about that. She might have got the meal from Smith, and paid him the money at any time. She may have told us that she had to pay Smith an account, and asked us to pay it for her. That is the only explanation I can give of it. Sometimes she would ask to get a little meal; and as we did not have meal, we would tell her to go to anyone she liked and get it, and we would pay the party for it. I may say, at the same time, that I did not have a fraction upon that.
There was no compact about in between me and the man who supplied her with the meal. We just paid her account to him in cash.
2452. You don"t remember either of these payments?-No; I cannot remember them.
2453 Do you know whether such entries are frequent in your books?-They are not; there is no occasion for them being frequent.
2454. Does a woman often come and say to you, "I want some money to pay for meal or some groceries, and I wish you would give me so much?"-No; I have no recollection of any other case than the one which [Page 52] has been referred to. There may have been cases in which, when selling an article, they may have asked for a few shillings for themselves, and where they may have mentioned what they wanted it for; but with regard to Mary Ann Sinclair"s case, to the best of my recollection, this was just an account which I paid for her to a meal-dealer that she was owing it to.
2455. You say that some of your knitters don"t have pa.s.s-books at all?-The majority of them have.
2456. In that case, the only account kept with them is the one entered in your work-book?-Yes; but whenever we settle, we carefully read over all the items to them and if they take any objection to them, of course they get some explanation.
2457. The work-book you have produced is the current one?- Yes.
2458. Is there any entry in it showing where a pa.s.s-book has been given?-Yes; it is generally marked in red pencil where there is a pa.s.s-book. There are not many pa.s.s-books; I don"t think we have a dozen altogether; but the women are never refused a pa.s.s-book if they want it. It entails a great deal more trouble on us to keep them.
2459. When you come to settle one of these accounts where there is no pa.s.s-book, how do you proceed?-For instance, here is Elizabeth Hunter, from Trondra: she comes into town on September 2, and you find then a balance for articles brought in, which she takes in goods?-She takes more than she has to get.
2460. Are all these items read over to her at that time?-Every item is read over to every person when we settle with them. We always make a point of reading over the account in detail, and satisfying them about it. Sometimes it happens that they cannot remember about a particular thing, and some explanation is given to them, generally by one of the people the shop; and that satisfies them.
2461. Does it sometimes happen that the balance such a case is in favour of the knitter?-Yes; sometimes.
2462. Is it, then, the practice simply to carry the balance on to the new account, or does the woman receive any acknowledgment for the balance?-The balance generally the other way. I may say that we never take goods in advance. They generally go ahead, and we must keep a tight rein on some of them otherwise they would go deep enough. For instance here is a copy of the account of Elizabeth Robertson, who was examined before you on Monday.
[Produces copy account.]
2463. Before going into that, I believe you think that in some parts of the previous evidence an erroneous impression has been produced to the effect that no worsted can be got in exchange for the knitted goods?-Yes; I can state that I myself with my own hands have given Elizabeth Robertson worsted in payment for shawls more than once. I have given her the greater part of the value of her shawls, or of the goods she had to sell, in worsted, although that does not appear in her account.
2464. That has occurred when she has brought articles to you for sale or exchange?-Yes.
2465. Do you say you have often given her the greater part of her work in worsted?-I have not often given her the greater part, but I have often given her part, and sometimes the greater part, in worsted. Those in my shop can bear testimony to the same effect, that they have given her worsted too. In fact we never refused to give Pyrenees wool for the knitted goods when we had it, except on rare occasions, when we had very little of it, and had to give it out ourselves for work that we required.