And it was love, simple, trusting love, that put courage into her sinking heart.

"Mother, it is very hard. I love you; I could die for you. I am so forlorn. But I cannot, I dare not, do such a thing, such a dreadful thing!"

She spoke brokenly, excitedly, she shuddered as she said the last words, and her eyes were full of tears as she bent down and kissed her mother.

When she had gone, Mrs. Mavick sat long in her chair, motionless between bewilderment and rage. In her heart she was saying, "The obstinate, foolish girl must be brought to reason!"

A servant entered with a telegram. Mrs. Mavick took it, and held it listlessly while the servant waited. "You can sign." After the door closed--she was still thinking of Evelyn--she waited a moment before she tore the envelope, and with no eagerness unfolded the official yellow paper. And then she read:

"I have made an a.s.signment. T. M."

A half-hour afterwards when a maid entered the room she found Mrs. Mavick still seated in the armchair, her hands powerless at her side, her eyes staring into s.p.a.ce, her face haggard and old.

XXV

The action of Thomas Mavick in giving up the fight was as unexpected in New York as it was in Newport. It was a shock even to those familiar with the Street. It was known that he was in trouble, but he had been in trouble before. It was known that there had been sacrifices, efforts at extension, efforts at compromise, but the general public fancied that the Mavick fortune had a core too solid to be washed away by any storm. Only a very few people knew--such old hands as Uncle Jerry Hollowell, and such inquisitive bandits as Murad Ault--that the house of Mavick was a house of cards, and that it might go down when the belief was destroyed that it was of granite.

The failure was not an ordinary sensation, and, according to the excellent practices and differing humors of the daily newspapers, it was made the most of, until the time came for the heavy weeklies to handle it in its moral aspects as an ill.u.s.tration of modern civilization. On the first morning there was substantial unanimity in a.s.suming the totality of the disaster, and the most ingenious artists in headlines vied with each other in startling effects: "Crash in Wall Street." "Mavick Runs Up the White Flag." "King of Wall Street Called Down." "Ault Takes the Pot." "Dangerous to Dukes." "Mavick Bankrupt."

"The House of Mavick a Ruin." "Dukes and Drakes." "The Sea Goes Over Him."

This, however, was only the beginning. The sensation must be prolonged.

The next day there were attenuating circ.u.mstances.

It might be only a temporary embarra.s.sment. The a.s.sets were vastly greater than the liabilities. There was talk in financial circles of an adjustment. With time the house could go on. The next day it was made a reproach to the house that such deceptive hopes were put upon the public.

Journalistic enterprise had discovered that the extent of the liabilities had been concealed. This attempt to deceive the public, these defenders of the public interest would expose. The next day the wind blew from another direction. The alarmists were rebuked. The creditors were disposed to be lenient. Doubtful securities were likely to realize more than was expected. The a.s.signees were sharply scored for not taking the newspapers into their confidence.

And so for ten days the failure went on in the newspapers, backward and forward, now hopeless, now relieved, now sunk in endless complications, and fallen into the hands of the lawyers who could be trusted with the most equitable distribution of the property involved, until the reading public were glad to turn, with the same eager zest, to the case of the actress who was found dead in a hotel in Jersey City. She was attended only by her pet poodle, in whose collar was embedded a jewel of great price. This jewel was traced to a New York establishment, whence it had disappeared under circ.u.mstances that pointed to the criminality of a scion of a well-known family--an exposure which would shake society to its foundations.

Meantime affairs took their usual course. The downfall of Mavick is too well known in the Street to need explanation here. For a time it was hoped that sacrifices of great interests would leave a modest little fortune, but under the pressure of liquidation these hopes melted away.

If anything could be saved it would be only comparatively valueless securities and embarra.s.sed bits of property that usually are only a delusion and a source of infinite worry to a bankrupt. It seemed incredible that such a vast fortune should so disappear; but there were wise men who, so they declared, had always predicted this disaster. For some years after Henderson"s death the fortune had appeared to expand marvelously. It was, however, expanded, and not solidified. It had been risked in many gigantic speculations (such as the Argentine), and it had been liable to collapse at any time if its central credit was doubted.

Mavick"s combinations were splendidly conceived, but he lacked the power of coordination. And great as were his admitted abilities, he had never inspired confidence.

"And, besides," said Uncle Jerry, philosophizing about it in his homely way, "there"s that little devil of a Carmen, the most fascinating woman I ever knew--it would take the Bank of England to run her. Why, when I see that Golden House going up, I said I"d give "em five years to balloon in it. I was mistaken. They"ve floated it about eighteen. Some folks are lucky--up to a certain point."

Grave history gives but a paragraph to a personal celebrity of this sort.

When a ship goes down in a tempest off the New England coast, there is a brief period of public shock and sympathy, and then the world pa.s.ses on to other accidents and pleasures; but for months relics of the great vessel float ash.o.r.e on lonely headlands or are cast up on sandy beaches, and for years, in many a home made forlorn by the shipwreck, are aching hearts and an ever-present calamity.

The disaster of the house of Mavick was not accepted without a struggle, lasting long after the public interest in the spectacle had abated--a struggle to save the ship and then to pick up some debris from the great wreck. The most pathetic sight in the business world is that of a bankrupt, old and broken, pursuing with always deluded expectations the remnants of his fortune, striving to make new combinations, involved in lawsuits, alternately despairing, alternately hopeful in the chaos of his affairs. This was the fate of Thomas Mavick.

The news was all over Newport in a few hours after it had stricken down Mrs. Mavick. The newspaper details the morning after were read with that eager interest that the misfortunes of neighbors always excite. After her first stupor, Mrs. Mavick refused to believe it. It could not be, and her spirit of resistance rose with the frantic messages she sent to her husband. Alas, the cold fact of the a.s.signment remained. Still her courage was not quite beaten down. The suspension could only be temporary. She would not have it otherwise. Two days she showed herself as usual in Newport, and carried herself bravely. The sympathy looked or expressed was wormwood to her, but she met it with a rea.s.suring smile.

To be sure it was very hard to bear such a blow, the result of a stock intrigue, but it would soon pa.s.s over--it was a temporary embarra.s.sment --that she said everywhere.

She had not, however, told the news to Evelyn with any such smiling confidence. There was still rage in her heart against her daughter, as if her obstinacy had some connection with this blow of fate, and she did not soften the announcement. She expected to sting her, and she did astonish and she did grieve her, for the breaking-up of her world could not do otherwise; but it was for her mother and not for herself that Evelyn showed emotion. If their fortune was gone, then the obstacle was removed that separated her from Philip. The world well lost! This flashed through her mind before she had fairly grasped the extent of the fatality, and it blunted her appreciation of it as an unmixed ruin.

"Poor mamma!" was what she said.

"Poor me!" cried Mrs. Mavick, looking with amazement at her daughter,"

don"t you understand that our life is all ruined?"

"Yes, that part of it, but we are left. It might have been so much worse."

"Worse? You have no more feeling than a chip. You are a beggar! That is all. What do you mean by worse?"

"If father had done anything dishonorable!" suggested the girl, timidly, a little scared by her mother"s outburst.

"Evelyn, you are a fool!"

And perhaps she was, with such preposterous notions of what is really valuable in life. There could be no doubt of it from Mrs. Mavick"s point of view.

If Evelyn"s conduct exasperated her, the non-appearance of Lord Montague after the publication of the news seriously alarmed her.

No doubt he was shocked, but she could explain it to him, and perhaps he was too much interested in Evelyn to be thrown off by this misfortune.

The third day she wrote him a note, a familiar, almost affectionate note, chiding him for deserting them in their trouble. She a.s.sured him that the news was greatly exaggerated, the embarra.s.sment was only temporary, such things were always happening in the Street. "You know," she said, playfully, "it is our American way to be up in a minute when we seem to be down." She asked him to call, for she had something that was important to tell him, and, besides, she needed his counsel as a friend of the house. The note was despatched by a messenger.

In an hour it was returned, unopened, with a verbal message from his host, saying that Lord Montague had received important news from London, and that he had left town the day before.

"Coward!" muttered the enraged woman, with closed teeth. "Men are all cowards, put them to the test."

The energetic woman judged from a too narrow basis. Because Mavick was weak--and she had always secretly despised him for yielding to her--weak as compared with her own indomitable spirit, she generalized wildly. Her opinion of men would have been modified if she had come in contact with Murad Ault.

To one man in New York besides Mr. Ault the failure did not seem a personal calamity. When Philip saw in the steamer departures the name of Lord Montague, his spirits rose in spite of the thought that the heiress was no longer an heiress. The sky lifted, there was a promise of fair weather, the storm, for him, had indeed cleared the air.

"Dear Philip," wrote Miss McDonald, "it is really dreadful news, but I cannot be so very downhearted. It is the least of calamities that could happen to my dear child. Didn"t I tell you that it is always darkest just before the dawn?"

And Philip needed the hope of the dawn. Trial is good for any one, but hopeless suffering for none. Philip had not been without hope, but it was a visionary indulgence, against all evidence. It was the hope of youth, not of reason. He stuck to his business doggedly, he stuck to his writing doggedly, but over all his mind was a cloud, an oppression not favorable to creative effort--that is, creative effort sweet and not cynical, sunny and not morbid.

And yet, who shall say that this very experience, this oppression of circ.u.mstance, was not the thing needed for the development of the best that was in him? Thrown back upon himself and denied an airy soaring in the heights of a prosperous fancy, he had come to know himself and his limitations. And in the year he had learned a great deal about his art.

For one thing he had come to the ground. He was looking more at life as it is. His experience at the publishers had taught him one important truth, and that is that a big subject does not make a big writer, that all that any mind can contribute to the general thought of the world in literature is what is in itself, and if there is nothing in himself it is vain for the writer to go far afield for a theme. He had seen the young artists, fretting for want of subjects, wandering the world over in search of an object fitted to their genius, setting up their easels in front of the marvels of nature and of art, in the expectation that genius would descend upon them.

If they could find something big enough to paint! And he had seen, in exhibition after exhibition, that the artist who cannot paint a rail-fence cannot paint a pyramid. A man does not become a good rider by mounting an elephant; ten to one a donkey would suit him better. Philip had begun to see that the life around him had elements enough of the comic and the tragic to give full play to all his powers.

He began to observe human beings as he had never done before. There were only two questions, and they are at the bottom of all creative literature--could he see them, could he make others see them?

This was all as true before the Mavick failure as after; but, before, what was the use of effort? Now there was every inducement to effort.

Ambition to succeed had taken on him the hold of necessity. And with a free mind as to the obstacles that lay between him and the realization of the great dream of his life, the winning of the one woman who could make his life complete, Philip set to work with an earnestness and a clearness of vision that had never been given him before.

In the wreck of the Mavick estate, in its distribution, there are one or two things of interest to the general reader. One of these was the fate of the Golden House, as it was called. Mrs. Mavick had hurried back to her town house, determined to save it at all hazard. The impossibility of this was, however, soon apparent even to her intrepid spirit. She would either sacrifice all else to save it, or--dark thoughts of ending it in a conflagration entered her mind. This was only her first temper.

But to keep the house without a vast fortune to sustain it was an impossibility, and, as it was the most conspicuous of Mavick"s visible possessions, perhaps the surrender of it, which she could not prevent, would save certain odds and ends here and there. Whether she liked it or not, the woman learned for once that her will had little to do with the course of events.

Its destination was gall and wormwood both to Carmen and her husband.

For it fell into the hands of Murad Ault. He coveted it as the most striking symbol of the position he had conquered in the metropolis. Its semi-barbaric splendor appealed also to his pa.s.sion for display. And it was notable that the taste of the rude lad of poverty--this uncultivated offspring of a wandering gypsy and herb--collector--perhaps she had ancient and n.o.ble blood in her veins--should be the same for material ostentation and luxury as that of the cultivated, fastidious Mavick and his worldly-minded wife. So persistent is the instinct of barbarism in our modern civilization.

When Ault told his wife what he had done, that sweet, domestic, and sensible woman was very far from being elated.

"I am almost sorry," she said.

"Sorry for what?" asked Mr. Ault, gently, but greatly surprised.

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