Pa.s.sy, September 12th, 1777.
Sir,
The bearer Monsieur Gerard is recommended to me by M. Dubourg, a gentleman of distinction here, and a hearty friend to our cause. I enclose his letter, that you may see the favorable manner in which he speaks of M. Gerard. I thereupon take the liberty of recommending the young gentleman, to your civilities and advice, as he will be quite a stranger there, and to request that you would put him in the way of serving as a volunteer in our armies.
I am, Sir, &c.
B. FRANKLIN.
REMARKS ON A LOAN FOR THE UNITED STATES.[4]
[4] This paper was written by Dr Franklin in the summer of 1777, with the view of convincing Europeans, that it was more eligible to lend money to the United States at that time, than to England. It was translated and sent to different parts of Europe. In Mr Arthur Lee"s letter to the Baron de Schulenburg, dated September 21st, 1777, he mentions having sent a copy of it to that Minister.
In borrowing money, a man"s credit depends on some, or all, of the following particulars.
First, His known conduct respecting former loans, and his punctuality in discharging them.
Secondly, His industry.
Thirdly, His frugality.
Fourthly, The amount and the certainty of his income, and the freedom of his estate from the inc.u.mbrances of prior debts.
Fifthly, His well founded prospects of greater future ability, by the improvement of his estate in value, and by aids from others.
Sixthly, His known prudence in managing his general affairs, and the advantage they will probably receive from the loan which he desires.
Seventhly, His known probity and honest character, manifested by his voluntary discharge of debts, which he could not have been legally compelled to pay. The circ.u.mstances, which give credit to an _individual_, ought to have, and will have, their weight upon the lenders of money to _public bodies_ or nations. If then we consider and compare Britain and America in these several particulars, upon the question, "To which is it safest to lend money?" We shall find,
1. Respecting _former loans_, that America, who borrowed ten millions during the last war, for the maintenance of her army of 25,000 men and other charges, had faithfully discharged and paid that debt, and all her other debts, in 1772. Whereas Britain, during those ten years of peace and profitable commerce, had made little or no reduction of her debt; but on the contrary, from time to time, diminished the hopes of her creditors, by a wanton diversion and misapplication of the sinking fund destined for discharging it.
2. Respecting _industry_; every man in America is employed; the greater part in cultivating their own lands, the rest in handicrafts, navigation, and commerce. An idle man there is a rarity; idleness and inutility are disgraceful. In England the number of that character is immense, fashion has spread it far and wide; hence the embarra.s.sments of private fortunes, and the daily bankruptcies arising from a universal fondness for appearance and expensive pleasures, and hence, in some degree, the mismanagement of public business; for habits of business, and ability in it, are acquired only by practice; and where universal dissipation, and the perpetual pursuit of amus.e.m.e.nt are the mode, the youth educated in it can rarely afterwards acquire that patient attention and close application to affairs, which are so necessary to a statesman charged with the care of national welfare.
_Hence_ their frequent errors in policy, and hence the weariness at public councils, and backwardness in going to them, the constant unwillingness to engage in any measure that requires thought and consideration, and the readiness for postponing every new proposition; which postponing is therefore the only part of business they come to be expert in, an expertness produced necessarily by so much daily practice. Whereas in America, men bred to close employment in their private affairs attend with ease to those of the public when engaged in them, and nothing fails through negligence.
3. Respecting _frugality_; the manner of living in America is more simple and less expensive than in England, plain tables, plain clothing, and plain furniture in houses prevail, with few carriages of pleasure, there an expensive appearance hurts credit and is avoided, in England it is often a.s.sumed to gain credit, and continued to ruin.
Respecting _public_ affairs, the difference is still greater. In England the salaries of officers and emoluments of office are enormous. The king has a million sterling per annum, and yet cannot maintain his family free of debt, secretaries of state, lords of treasury, admiralty, &c. have vast appointments, an auditor of the exchequer has sixpence in the pound, or a fortieth part of all the public money expended by the nation; so that when a war costs forty millions, one million is paid to him; an inspector of the mint, in the last new coinage, received as his fee 65,000 sterling per annum; to all which rewards no service these gentlemen can render the public is by any means equivalent. All this is paid by the people, who are oppressed by taxes so occasioned, and thereby rendered less able to contribute to the payment of necessary national debts. In America, salaries, where indispensable, are extremely low; but much of the public business is done gratis. The honor of serving the public ably and faithfully is deemed sufficient. _Public spirit_ really exists there, and has great effects. In England it is universally deemed a nonent.i.ty, and whoever pretends to it is laughed at as a fool, or suspected as a knave. The committees of Congress which form the board of war, the board of treasury, the board of foreign affairs, the naval board, that for accounts, &c. all attend the business of their respective functions without any salary or emolument whatever, though they spend in it much more of their time, than any lord of the treasury or admiralty in England can spare from his amus.e.m.e.nts. A British Minister lately computed, that the whole expense of the Americans in their _civil_ government, over three millions of people, amounted to but 70,000 sterling, and drew from thence a conclusion, that they ought to be taxed, until their expense was equal in proportion to that which it costs Great Britain to govern eight millions. He had no idea of a contrary conclusion, that if three millions may be well governed for 70,000, eight millions may be as well governed for three times that sum, and that therefore the expense of his own government should be diminished. In that corrupted nation, no man is ashamed of being concerned in lucrative _government jobs_, in which the public money is egregiously misapplied and squandered, the treasury pillaged, and more numerous and heavy taxes acc.u.mulated, to the great oppression of the people. But the prospect of a greater number of such jobs by a war is an inducement with many to cry out for war upon all occasions, and to oppose every proposition of peace.
Hence the constant increase of the national debt, and the absolute improbability of its ever being discharged.
4. Respecting the _amount and certainty of income, and solidity of security_, the _whole_ thirteen States of America are engaged for the payment of every debt contracted by the Congress, and the debt to be contracted by the present war is the _only_ debt they will have to pay; all, or nearly all, the former debts of particular Colonies being already discharged. Whereas England will have to pay not only the enormous debt this war must occasion, but all their vast preceding debt, or the interest of it,--and while America is enriching itself by prizes made upon the British commerce, more than ever it did by any commerce of its own under the restraints of a British monopoly and the diminution of its revenues and of course, less able to discharge the present indiscreet increase of its expenses.
5. Respecting prospect of greater _future ability_, Britain has none such. Her islands are circ.u.mscribed by the ocean, and excepting a few parks or forests, she has no new land to cultivate, and cannot therefore extend her improvements. Her numbers, too, instead of increasing from increased subsistence, are continually diminishing from growing luxury, and the increasing difficulties of maintaining families, which of course discourage early marriages. Thus she will have fewer people to a.s.sist in paying her debts, and that diminishing number will be poorer. America, on the contrary, has, besides her lands already cultivated, a vast territory yet to be cultivated; which, being cultivated, continually increases in value with the increase of people; and the people, who double themselves by a _natural propagation_ every twentyfive years, will double yet faster by the accession of _strangers_, as long as lands are to be had for new families; so that every twenty years there will be a double number of inhabitants obliged to discharge the public debts; and those inhabitants being more opulent may pay their shares with greater ease.
6. Respecting _prudence_ in general affairs, and the advantages to be expected from the loan desired; the Americans are cultivators of land; those engaged in fishery and commerce are few, compared with the others. They have ever conducted their several governments with wisdom, avoiding wars and vain expensive projects, delighting only in their peaceable occupations, which must, considering the extent of their uncultivated territory, find them employment still for ages.
Whereas England, ever unquiet, ambitious, avaricious, imprudent, and quarrelsome, is half of the time engaged in war, always at an expense infinitely greater than the advantages to be obtained by it, if successful. Thus they made war against Spain in 1739, for a claim of about 95,000, (scarce a groat for each individual of the nation) and spent forty millions sterling in the war, and the lives of fifty thousand men; and finally made peace without obtaining satisfaction for the sum claimed. Indeed, there is scarce a nation in Europe, against which she has not made war on some frivolous pretext or other, and thereby imprudently acc.u.mulated a debt, that has brought her on the verge of bankruptcy. But the most indiscreet of all her wars is the present against America, with whom she might for ages have preserved her profitable connexion only by a just and equitable conduct. She is now acting like a mad shop keeper, who, by beating those that pa.s.s his doors, attempts to make them come in and be his customers. America cannot submit to such treatment, without being first ruined, and, being ruined, her custom will be worth nothing.
England, to effect this, is increasing her debt, and irretrievably ruining herself. America, on the other hand, aims only to establish her liberty, and that freedom of commerce which will be advantageous to all Europe; and by abolishing that monopoly which she labored under, she will profit infinitely more than enough to repay any debt, which she may contract to accomplish it.
7. Respecting _character in the honest payment of debts_; the punctuality with which America has discharged her public debts was shown under the first head. And the general good disposition of the people to such punctuality has been manifested in their faithful payment of _private_ debts to England, since the commencement of this war. There were not wanting some politicians (in America) who proposed _stopping that payment_, until peace should be restored, alleging, that in the usual course of commerce, and of the credit given, there was always a debt existing equal to the trade of eighteen months; that the trade amounting to five millions sterling per annum, the debt must be seven millions and a half; that this sum paid to the British merchants would operate to prevent that distress, intended to be brought upon Britain, by our stoppage of commerce with her; for the merchants receiving this money, and no orders with it for further supplies, would either lay it out in public funds, or in employing manufactures to acc.u.mulate goods for a future hungry market in America upon an expected accommodation, by which means the funds would be kept up and the manufacturers prevented from murmuring. But _against this it was alleged_, that injuries from ministers should not be revenged on merchants; that the credit was in consequence of private contracts made in confidence of good faith; that these ought to be held sacred and faithfully complied with; for that, whatever public utility might be supposed to arise from a breach of private faith, it was unjust, and would in the end be found unwise, honesty being in truth the best policy. On this principle the proposition was universally rejected; and though the English prosecuted the war with unexampled barbarity, burning our defenceless towns in the midst of winter, and arming savages against us; the debt was punctually paid, and the merchants of London have testified to the Parliament, and will testify to all the world, that from their experience in dealing with us they had, before the war, no apprehension of our unfairness, and that since the war they have been convinced that their good opinion of us was well founded. England, on the contrary, an old, corrupt government, extravagant and profligate nation, sees herself deep in debt, which she is in no condition to pay, and yet is madly and dishonestly running deeper, without any possibility of discharging her debt but by a public bankruptcy.
It appears, therefore, from the general industry, frugality, ability, prudence, and virtue of America, that she is a much safer debtor than Britain; to say nothing of the satisfaction generous minds must have in reflecting, that by loans to America they are opposing tyranny, and aiding the cause of liberty, which is the cause of all mankind.
TO DAVID HARTLEY, MEMBER OF PARLIAMENT.
Pa.s.sy, October 14th, 1777.
Dear Sir,
I received duly your letter of May 2d, 1777, including a copy of one you had sent me the year before, which never came to hand, and which it seems has been the case with some I wrote to you from America.
Filled, though our letters have always been, with sentiments of good will to both countries, and earnest desires of preventing their ruin and promoting their mutual felicity, I have been apprehensive that if it were known that a correspondence subsisted between us, it might be attended with inconvenience to you. I have therefore been backward in writing, not caring to trust the post, and not well knowing who else to trust with my letters. But being now a.s.sured of a safe conveyance, I venture to write to you, especially as I think the subject such a one as you may receive a letter upon without censure.
Happy should I have been, if the honest warnings I gave, of the fatal separation of interests as well as of affections, that must attend the measures commenced while I was in England, had been attended to, and the horrid mischief of this abominable war been thereby prevented. I should still be happy in any successful endeavors for restoring peace, consistent with the liberties, the safety, and the honor of America.
As to our submitting to the government of Great Britain, it is vain to think of it. She has given us, by her numberless barbarities, (by her malice in bribing slaves to murder their masters, and savages to ma.s.sacre the families of farmers, with her baseness in rewarding the unfaithfulness of servants, and debauching the virtue of honest seamen, intrusted with our property) in the prosecution of the war, and in the treatment of the prisoners, so deep an impression of her depravity, that we never again can trust her in the management of our affairs and interests. It is now impossible to persuade our people, as I long endeavored, that the war was merely ministerial, and that the nation bore still a good will to us. The infinite number of addresses printed in your gazettes, all approving the conduct of your government towards us, and encouraging our destruction by every possible means, the great majority in Parliament constantly manifesting the same sentiments, and the popular public rejoicings on occasion of any news of the slaughter of an innocent and virtuous people, fighting only in defence of their just rights; these, together with the recommendations of the same measures by even your celebrated moralists and divines, in their writings and sermons, that are still approved and applauded in your great national a.s.semblies, all join in convincing us, that you are no longer the magnanimous enlightened nation we once esteemed you, and that you are unfit and unworthy to govern us, as not being able to govern your own pa.s.sions.
But, as I have said, I should be nevertheless happy in seeing peace restored. For though if my friends and the friends of liberty and virtue, who still remain in England, could be drawn out of it, a continuance of this war to the ruin of the rest would give me less concern. I cannot, as that removal is impossible, but wish for peace for their sakes, as well as for the sake of humanity, and preventing further carnage.
This wish of mine, ineffective as it may be, induces me to mention to you, that between nations long exasperated against each other in war, some act of generosity and kindness towards prisoners on one side has softened resentment, and abated animosity on the other, so as to bring on an accommodation. You in England, if you wish for peace, have at present the opportunity of trying this means with regard to the prisoners now in your gaols. They complain of very severe treatment.
They are far from their friends and families, and winter is coming on, in which they must suffer extremely, if continued in their present situation; fed scantily on bad provisions, without warm lodging, clothes, or fire, and not suffered to invite or receive visits from their friends, or even from the humane and charitable of their enemies.
I can a.s.sure you, from my own certain knowledge, that your people, prisoners in America, have been treated with great kindness; they have been served with the same rations of wholesome provisions with our own troops, comfortable lodgings have been provided for them, and they have been allowed large bounds of villages in the healthy air, to walk and amuse themselves with on their parole. Where you have thought fit to employ contractors to supply your people, these contractors have been protected and aided in their operations. Some considerable act of kindness towards our people would take off the reproach of inhumanity in that respect from the nation, and leave it where it ought with more certainty to lay on the conductors of your war in America. This I hint to you, out of some remaining good will to a nation I once loved sincerely. But as things are, and in my present temper of mind, not being over fond of receiving obligations, I shall content myself with proposing, that your government would allow us to send or employ a commissary to take some care of those unfortunate people. Perhaps on your representations this might speedily be obtained in England, though it was refused most inhumanly at New York.
If you could have leisure to visit the gaols in which they are confined, and should be desirous of knowing the truth relative to the treatment they receive, I wish you would take the trouble of distributing among the most necessitous according to their wants, five or six hundred pounds, for which your drafts on me here shall be punctually honored. You could then be able to speak with some certainty to the point in Parliament, and this might be attended with good effects.
If you cannot obtain for us permission to send a commissary, possibly you may find a trusty, humane, discreet person at Plymouth, and another at Portsmouth, who would undertake to communicate what relief we may be able to afford those unfortunate men, martyrs to the cause of liberty. Your king will not reward you for taking this trouble, but G.o.d will. I shall not mention the grat.i.tude of America; you will have what is better, the applause of your own good conscience. Our captains have set at liberty above two hundred of your people, made prisoners by our armed vessels and brought into France, besides a great number dismissed at sea on your coasts, to whom vessels were given to carry them in. But you have not returned us a man in exchange. If we had sold your people to the Moors at Sallee, as you have many of ours to the African and East India Companies, could you have complained?
In revising what I have written, I found too much warmth in it, and was about to strike out some parts. Yet I let them go, as they will afford you this one reflection; "If a man naturally cool, and rendered still cooler by old age, is so warmed by our treatment of his country, how much must those people in general be exasperated against us? And why are we making inveterate enemies by our barbarity, not only of the present inhabitants of a great country, but of their infinitely more numerous posterity; who will in future ages detest the name of _Englishman_, as much as the children in Holland now do those of _Alva_ and _Spaniard_." This will certainly happen, unless your conduct is speedily changed, and the national resentment falls, where it ought to fall heavily, on your ministry, or perhaps rather on the king, whose will they only execute.
With the greatest esteem and affection, and best wishes for your prosperity, I have the honor to be, dear sir, &c.
B. FRANKLIN.
TO JAMES LOVELL.
Paris, December 21st, 1777.
Sir,
I see in a vote of Congress, shown me by Captain Franval, that Mr Deane is disowned in some of his agreements with officers. I, who am upon the spot, and know the infinite difficulty of resisting the powerful solicitations of great men, who if disobliged might have it in their power to obstruct the supplies he was then obtaining, do not wonder, that being then a stranger to the people, and unacquainted with the language, he was at first prevailed on to make some such agreements, when all were recommended, as they always are, as _officiers experimentes, braves comme leurs epees, pleins de courage, des talents, et de zele, pour notre cause_, &c. &c in short mere Cesars, each of whom would have been an invaluable acquisition to America. You can have no conception how we are still besieged, and worried on this head, our time cut to pieces by personal applications, besides those contained in dozens of letters by every post, which are so generally refused, that scarce one in a hundred obtains from us a simple recommendation to civilities.
I hope, therefore, that favorable allowance will be made to my worthy colleague, on account of his situation at the time, as he has long since corrected that mistake, and daily approves himself to my certain knowledge an able, faithful, active, and extremely useful servant of the public, a testimony I think it my duty to take this occasion of giving to his merit, unasked, as, considering my great age, I may probably not live to give it personally in Congress, and I perceive he has enemies.
You will see the general news in the papers in particular, I can only say at present, that our affairs go well here, and that
I am, with much respect, Sir, &c