In the gray morning, when most of the others had left and even Mellish himself was yawning, they were still at it. The professional gambler had won a large sum of money; the largest sum he ever possessed. Yet there was no gleam of triumph in his keen eyes. Bert might have been winning for all the emotion his face showed. They were a well matched pair, and they enjoyed playing with each other.
"There," cried Pony at last, "haven"t you had enough? Luck"s against you. I wouldn"t run my head any longer against a brick wall, if I were you."
"My dear Pony, how often have I told you there is no such thing as luck. But to tell the truth I"m tired and I"m going home. The revenge is postponed. When do I meet the enemy again?"
Pony Rowell shuffled the cards idly for a few moments without replying or raising his eyes. At last he said:
"The next time I play you, Bert, it will be for high stakes."
"Good heavens, aren"t you satisfied with the stakes we played for to- night?"
"No. I want to play you for a stake that will make even your hair stand on end. Will you do it?"
"Certainly. When?"
"That I can"t tell just yet. I have a big scheme on hand. I am to see a man to-day about it. All I want to know is that you promise to play."
"Pony, this is mysterious. I guess you"re not afraid I will flunk out.
I"m ready to meet you on any terms and for any stake."
"Enough said. I"ll let you know some of the particulars as soon as I find out all I want myself. Good-night."
"Good-night to you, rather," said Bert, as Mellish helped him on with his overcoat. "You"ve won the pile: robbing a poor man of his hard- earned gains!"
"Oh, the poor man does not need the money as badly as I do. Besides, I"m going to give you a chance to win it all back again and more."
When Ragstock had left, Pony still sat by the table absent-mindedly shuffling the cards.
"If I were you," said Mellish, laying his hand on his shoulder, "I would put that pile in the bank and quit."
"The faro bank?" asked Pony, looking up with a smile.
"No, I"d quit the business altogether if I were you. I"m going to myself."
"Oh, we all know that. You"ve been going to quit for the last twenty years. Well, I"m going to quit, too, but not just yet. That"s what they all say, of course, but I mean it."
In the early and crisp winter air Pony Rowell walked to the Metropolitan Hotel and to bed. At 3 that afternoon the man he had an appointment with, called to see him.
"You wanted to see me about an Insurance policy," the visitor began. An agent is always ready to talk of business. "Now, were you thinking of an endowment scheme or have you looked into our new bond system of insurance? The twenty-pay-life style of thing seems to be very popular."
"I want to ask you a few questions," said Pony. "If I were to insure my life in your company and were to commit suicide would that invalidate the policy?"
"Not after two years. After two years, in our company, the policy is incontestable."
"Two years? That won"t do for me. Can"t you make it one year?"
"I"ll tell you what I will do," said the agent, lowering his voice, "I can ante-date the policy, so that the two years will end just when you like, say a year from now."
"Very well. If you can legally fix it so that the two years come to an end about this date next year I will insure in your company for $100,000."
The agent opened his eyes when the amount was mentioned.
"I don"t want endowments or bonds, but the cheapest form of life insurance you have, and----"
"Straight life is what you want."
"Straight life it is, then, and I will pay you for the two years or say, to make it sure, for two years and a half down, when you bring me the papers."
Thus it was that with part of the money he had won, Pony Rowell insured his life for $100,000, and with another part he paid his board and lodging for a year ahead at the Metropolitan Hotel.
The remainder he kept to speculate on.
During the year that followed he steadily refused to play with Bert Ragstock, and once or twice they nearly had a quarrel about it--that is as near as Pony could come to having a row with anybody, for quarrelling was not in his line. If he had lived in a less civilized part of the community Pony might have shot, but as it was quarrels never came to anything, therefore he did not indulge in any.
"A year from the date of our last game? What nonsense it is waiting all that time. You play with others, why not with me? Think of the chances we are losing," complained Bert.
"We will have a game then that will make up for all the waiting,"
answered Rowell.
At last the anniversary came and when the hour struck that ushered it in Pony Rowell and Bert Ragstock sat facing each other, prepared to resume business on the old stand.
"Ah," said Bert, rubbing his hands, "it feels good to get opposite you once more. Pony, you"re a crank. We might have had a hundred games like this during the past year, if there wasn"t so much superst.i.tion about you."
"Not quite like this. This is to be the last game I play, win or lose.
I tell you that now, so that there won"t be any talk of revenge if I win."
"You don"t mean it! I"ve heard talk like that before."
"All right. I"ve warned you. Now I propose that this be a game of pure luck. We get a new pack of cards, shuffle them, cut, then you pull one card and I another. Ace high. The highest takes the pot. Best two out of three. Do you agree?"
"Of course. How much is the pile to be?"
"One hundred thousand dollars."
"Oh, you"re dreaming."
"Isn"t it enough?"
"Thunder! You never _saw_ $100,000."
"You will get the money if I lose."
"Say, Pony, that"s coming it a little strong. One hundred thousand dollars! Heavens and earth! How many business men in this whole city would expect their bare word to be taken for $100,000?"
"I"m not a business man. I"m a gambler."
"True, true. Is the money in sight?"