"Independently of the pleasure it would afford me to cooperate in such a work as yours, my duty to my fellow creatures would not permit me to do otherwise than accede to your wishes; you may therefore reckon upon me in every way you desire."
"Then, with your permission, M. l"Abbe, my friend will read you the plan he has decided on adopting."
"Perhaps," said Jacques Ferrand, bitterly, "you will spare me the fatigue of reading it, by taking that office on yourself? You will oblige me by so doing, will you not?"
"By no means!" answered Polidori. "The pure philanthropy which dictated the scheme will sound far better from your lips than mine."
"Enough!" interrupted the notary; "I will read it myself."
Polidori, so long the accomplice of Jacques Ferrand, and consequently well acquainted with the black catalogue of his crimes, could not restrain a fiendish smile as he saw the notary compelled in his own despite to read aloud and adopt as his own the words and sentiments so arbitrarily dictated by Rodolph.
"ESTABLISHMENT OF THE BANK FOR WORKMEN OUT OF EMPLOY.
"We are instructed to "Love one another!" These divine words contain the germ of all charities. They have inspired the humble founder of this inst.i.tution. Limited as to the means of action, the founder has desired at least to enable as many as possible to partic.i.p.ate in what he offers. In the first place, he addresses himself to the honest, hard-working workmen, burdened with families, whom the want of employment frequently reduces to the most cruel extremities. It is not a degrading alms which he offers to his brethren, but a gratuitous loan he begs them to accept. And he hopes that this loan may frequently prevent them from involving their future by distressing loans, which they are forced to make in order to await a return of work, their only resource for a family of whom they are the sole support. As a guarantee of this loan he only requires from his brethren an undertaking on honour, and a keeping of the word pledged. He invests a sum producing an annual income of twelve thousand francs, and to this amount loans of twenty to forty francs, without interest, will be advanced to married men out of work.
These loans will only be made to workmen or workwomen with certificates of good conduct given by the last employer, who will mention the cause and date of the suspension from labour.
These loans to be repaid monthly by one-sixths" or one-tenths", at the option of the borrower, beginning from the day when he again procures employment. He must sign a simple engagement, on his honour, to return the loan at the periods fixed. This engagement must be also signed by two fellow workmen as guarantees, in order to develop and extend by their conjunction the sacredness of the promise sworn to. The workman and his two sureties who do not return the sum borrowed must never again have another loan, having forfeited his sacred engagement, and, especially, having deprived so many of his brethren of the advantage he has enjoyed, as the sum he has not repaid is for ever lost to the Bank for the Poor. The sums lent being, on the contrary, scrupulously repaid, the loans will augment from year to year. Not to degrade man by a loan, not to encourage idleness by an unprofitable gift, to increase the sentiments of honour and probity natural to the labouring cla.s.ses, to come paternally to the aid of the workman, who, already living with difficulty from day to day, owing to the insufficiency of wages, cannot, when work stops, suspend the wants of himself and family because his labour is suspended,--these are the thoughts which have presided over this inst.i.tution. May His Holy Name who has said "Love one another!" be alone glorified!"
"Ah, sir," exclaimed the abbe, "what a charitable idea! Now I understand your emotion on reading these lines of such touching simplicity."
In truth, as he concluded the reading, the voice of Jacques Ferrand had faltered, his patience and courage were at an end; but, watched by Polidori, he dared not infringe Rodolph"s slightest order.
"M. l"Abbe, is not Jacques"s idea excellent?" asked Polidori.
"Ah, sir, I, who know all the wretchedness of the city, can more easily comprehend of what importance may be for poor workmen out of employ a loan which may seem so trifling to the happy in this world! Ah, what good may be done if persons but knew that with thirty or forty francs, which would be scrupulously repaid, if without interest, they might often save the future, and sometimes the honour of a family, whom the want of work places in the grasp of misery and want!"
"Jacques values your praises, Monsieur l"Abbe," replied Polidori. "And you will have still more to say to him when you hear of his inst.i.tution of a gratuitous Mont-de-Piete (p.a.w.nbroking establishment), for Jacques has not forgotten this, but made it an adjunct to his Bank for the Poor."
"Can it be true?" exclaimed the priest, clasping his hands in admiration.
The notary contrived to read with a rapid voice the other details, which referred to loans to workmen whose labour was suspended by fatigue or illness, and his intention to establish a Bank for the Poor producing twenty-five thousand francs a year for advances on pledges, which were never to go beyond ten francs for each pledge, without any charges for interest. The management and office of the loans in the Bank for the Poor was to be in the Rue du Temple, Number 17, in a house bought for the purpose. An income of ten thousand francs a year was to be devoted to the costs and management of the Bank for the Poor, whose manager was to be--
Polidori here interrupted the notary, and said to the priest:
"You will see, sir, by the choice of the manager, that Jacques knows how to repair an involuntary error. You know that by a mistake, which he deeply deplores, he had falsely accused his cashier of embezzling a sum which he afterwards found. Well, it is this honest fellow, Francois Germain by name, that Jacques has named as manager of the inst.i.tution, with four thousand francs a year salary. Is it not admirable, Monsieur l"Abbe?"
"Nothing now can astonish me, or rather nothing ever astonished me so much before," the priest replied; "the fervent piety, the virtues of our worthy friend, could only have such a result sooner or later. To devote his whole fortune to so admirable an inst.i.tution is most excellent!"
"More than a million of francs (40,000_l._), M. l"Abbe," said Polidori; "more than a million, ama.s.sed by order, economy, and probity! And there were so many wretches who accused Jacques of avarice! By what they said, his business brings him in fifty or sixty thousand francs a year, and yet he leads a life of privations!"
"To that I would reply," said the abbe, with enthusiasm, "that during fifteen years he lived like a beggar, in order one day to console those in distress most gloriously."
"But be at least proud and joyful at the good you do," cried Polidori, addressing Jacques Ferrand, who, gloomy, beaten, and with his eye fixed, seemed absorbed in painful meditation.
"Alas!" said the abbe, in a tone of sorrow, "it is not in this world that one receives the recompense of so many virtues! There is a higher ambition."
"Jacques," said Polidori, lightly touching the notary"s shoulder, "finish reading your prospectus."
The notary started, pa.s.sed his hand across his forehead, and addressing himself to the priest, "Your pardon, M. l"Abbe," said he, "but I was lost in thought; I felt myself involuntarily carried away by the idea of how immensely the funds of this "Bank for the Poor" might be augmented if the sums lent out were, when repaid, allowed to acc.u.mulate only for a year. At the end of four years, the inst.i.tution would be in a condition to afford loans, either wholly gratuitously, or upon security, to the amount of fifty thousand crowns! Enormous! And I am delighted to find it so," continued he, as he reflected, with concealed rage, on the value of the sacrifice he was compelled to make. He then added, "A revenue of ten thousand francs will be secured for the expenses and management of the "Bank for unemployed Workmen," whose perpetual director shall be Francois Germain; and the housekeeper, the present porter in the place, an individual named Pipelet. M. l"Abbe Dumont, in whose hands the necessary funds for carrying out the undertaking will be placed, will establish a board of superintendence, composed of the magistrate of the district and other legal functionaries, in addition to all such influential personages whose patronage and support may be likely to advance the interests of the "Poor Man"s Bank;" for the founder would esteem himself more than paid for the little he has done, should his example induce other charitable persons to come forward in aid of his work."
"The opening of "the bank" will be duly announced by every channel calculated to give publicity."
"In conclusion, the founder has only to disclaim any desire to attract notoriety or draw down applause, his sole motive being an earnest wish to reecho the divine precept of "Love ye one another!""
The notary had now concluded; and without making any reply to the congratulations of the abbe, he proceeded to furnish him with the cash and notes requisite for the very considerable outlay required in carrying out the inst.i.tution just described, and purchasing the annuity for Morel; after which he said, "Let me hope, M. l"Abbe, that you will not refuse the fresh mission confided to your charity. There is, indeed, a stranger, one Sir Walter Murphy, who has given me the benefit of his advice in drawing up the plan I have lately read to you, who will in some degree relieve you of the entire burden of this affair; and this very day he purposes conversing with you on the best means of bringing our schemes to bear, as well as to place himself at your disposal whenever he can render you the slightest service. To him you may speak freely and without any reserve, but to all others I pray of you to preserve the strictest secrecy as regards myself."
"You may rely on me. But you are surely ill! Tell me, my excellent friend, is it bodily or mental pain that thus blanches your cheek? Are you ill?"
"Somewhat indisposed, M. l"Abbe; the fatigue of reading that long paper, added to the emotions called up by your gratifying praises, have combined to overcome me; and, indeed, I have been a great sufferer during the last few days. Pray excuse me," said Jacques Ferrand, as he threw himself back languidly in his chair; "I do not apprehend any serious consequences from my present weakness, but must own I do feel quite exhausted."
"Perhaps," said the priest, kindly, "your best plan would be to retire to bed, and allow your physician to see you."
"I am a physician, M. l"Abbe," said Polidori; "the condition of my friend Jacques requires the greatest care, and I shall immediately do my best to relieve his present symptoms."
The notary shuddered.
"Well, well," said the cure, "let us hope that a little rest is all you require to set you to rights! I will now take my leave; but first let me give you an acknowledgment for the money I have received."
While the priest was writing the receipt, a look wholly impossible to describe pa.s.sed between Jacques Ferrand and Polidori.
"Come, come," said the priest, as he handed the paper he had written to Jacques Ferrand, "be of good cheer! Depend upon it, it will be long ere so faithful and devout a servant is suffered to quit a life so usefully and religiously employed. I will come again to-morrow, and inquire how you are. Adieu, monsieur! Farewell, my good, my holy, and excellent friend!"
And with these words the priest quitted the apartment, leaving Jacques Ferrand and Polidori alone there. No sooner was the door closed than a fearful imprecation burst from the lips of Jacques Ferrand, whose rage and despair, so long and forcibly repressed, now broke forth with redoubled fury. Breathless and excited, he continued, with wild and haggard looks, to pace to and fro like a furious tiger going the length of his chain, and then again retracing his infuriated march; while Polidori, preserving the most imperturbable look and manner, gazed on him with insulting calmness.
"d.a.m.nation!" exclaimed Jacques Ferrand, at last, in a voice of concentrated wrath and violence; "the idea of my fortune being thus swallowed up in founding these humbugging philanthropic inst.i.tutions, and to be obliged to give away my riches in such absurdities as building banks for other people! Your master must be the fiend himself to torture a man as he is doing me!"
"I have no master," replied Polidori, coldly; "only, like yourself, I have a judge whose decrees there is no escaping!"
"But thus blindly and idiotically to follow the most trifling order of this man!" continued Jacques Ferrand, with redoubled rage. "To compel me, constrain me, to the very actions most galling and hateful to me!"
"Nay, you have your chance between obedience and the scaffold!"
"And to think that there should be no way to escape this accursed domination! To be obliged to part with such a sum as that I lately handed over to that old proser,--a million sterling! The very extent of all my earthly possessions are now this house and about one hundred thousand francs. What more can he want with me?"
"Oh, but you have not done yet! The prince has learned, through Badinot, that your man of straw, "Pet.i.t Jean," was only your own a.s.sumed t.i.tle, under which you made so many usurious loans to the Count de Remy, whom you so roughly took to task for his forgeries. The sums repaid by Saint-Remy were supplied him by a lady of high rank; and you may, very probably, be called upon to make a second rest.i.tution in that case, as well as the former; however, you may escape that in consequence of the fear entertained of wounding the delicacy of the n.o.ble lender, were the facts brought before the public."
"And fixed, chained here!"
"As firmly as though bound by an iron cable!"
"With such a wretch as you for my gaoler!"
"Why, it is the prince"s system to punish crime by crime,--the guilty by the hand of his accomplice. So how can you object to me?"
"Oh, rage!"
"But, unhappily, powerless rage; for until he sends me his orders to permit you to leave this house, I shall follow you like your shadow! I, like yourself, have placed my head in danger of falling on the scaffold; and should I fail to perform my prescribed task of gaoler, there it would quickly fall. So that, you perceive, my integrity as your keeper is necessarily incorruptible. And as for our both attempting to free ourselves by flight, that is wholly impossible. Not a step could we take without immediately falling into the hands of those who, day and night, keep vigilant watch around and at each door of this house."
"Death and fury! I know it."