"Yes, sir." One of Li"s a.s.sistants pa.s.sed a file to Wainwright, who quickly skimmed through it. Though I"d bet he"d read it all before.
"As Gerald Murdock is neither represented here today, nor has he any known contract with any member of the American Insurance a.s.sociation, or any of the other insurance a.s.sociations in North America, he is uninsured. And was uninsured at the time Randolph Ackerman died." Li"s a.s.sistant pa.s.sed another folder to Wainwright. "In that file," Li continued, "are the results of our search for any insurance cover of Gerald Murdock.
"Being uninsured, any of his actions while upon the property of Randolph Ackerman are to be adjudicated by the rules of Ackerman"s policy with All-Risk Insurance. He implicitly agreed to that upon entry."
Two more files were pushed across the table to Wainwright. They"d be copies of Ackerman"s policy and All-Risk"s rules.
"In that case," said Wainwright, "I hereby rule that this hearing has the legal jurisdiction to adjudicate the accusation that Gerald Murdock murdered Randolph Ackerman."
Every adjudication session began with these formalities. Now they were over, Wainwright turned with obvious relief to Li and asked, "Is there anything you"d like to add to your brief?"
Knowing Wainwright, he"d already mastered every nuance of the evidence the All-Risk team had prepared-including any errors or omissions. Today"s hearing was, other than the decision itself, the final part of the adjudication process.
"No sir," answered Li.
"Then, please proceed with your summary."
"The facts are clear," said Li. "At 11:07 last Sat.u.r.day evening, Gerald Murdock shot Randolph Ackerman. The time was established from Ackerman"s holo. He died instantly, according to the doctor who examined the body. Murdock left the apartment, hailed a cab, got off at Union Square, and hasn"t been seen since.
"These facts were established from interviews with two of the three witnesses, Sophia Ackerman, the victim"s wife, and Jude Schwarz, her sister, and from the holo. A secure copy of the holo was made immediately. It was discovered by bonded detectives from San Francisco Investigations.
"The third witness, Annabelle Pearson, Murdock"s secretary, refused to answer any questions."
My attention was again riveted to Martin Li. I was vaguely aware that Wainwright sat stock still, like a gray stone G.o.d, only his eyes moving as Li walked.
"Both witnesses agreed that no one had been near the computer recording the holo, a fact borne out by the holo itself. Between the murder and the time the detectives entered the apartment twelve minutes later, none of the three women or the medics went anywhere near the computer. There was no one else in the apartment at the time: the maid and the butler who served dinner had already gone home."
Wainwright made a cryptic note with his pencil, the first time he"d moved since Li began to speak.
"Bonded computer experts testified that the only access to the holo files was through the terminal in the living room, and the terminal in Ackerman"s study which could only be entered from the living room.
"Since there can be no question of the veracity of the holographic file of the murder that we have presented in evidence, it is clear that Gerald Murdock is guilty of the murder of Randolph Ackerman beyond a shadow of doubt."
Li stopped pacing for a moment and let silence hang over the room.
"We have prepared significant excerpts from the holos and depositions that show these facts. Would you care to review them, sir?"
"No need," said Wainwright. "However, please show me evidence that supports your contention that no one went near the computer terminals."
"Certainly sir." Turning to one of his a.s.sistants, he continued, "Blair, can you bring up the holo at the time of the murder."
"Alleged murder please, Mr. Li. Murder-or otherwise-has yet to be determined."
"Of course, sir."
The holo shimmered and then solidified on top of the table. Murdock was frozen with his hand reaching into his jacket. Ackerman stood naked in the center of the room, his face bright red, his mouth open in the middle of a scream. The three women lay on the sofa or the floor in different states of undress.
Li walked around the table to stand behind his a.s.sistant. He spoke softly and the scene revolved. After a moment, a door and a terminal were highlighted.
"This is the computer terminal in the living room," he said, and leaned over the table putting his hand inside the holo to point at the keyboard. "And this-" he pointed at the highlighted door "-is the only entrance into the study, with the only other terminal that could access these files."
At a gesture from Li, another of his a.s.sistants pa.s.sed two files to Wainwright. "These files show the layout of the computers, and which terminal could access which file type, kind and level of security," said Li, "and the layout of Ackerman"s penthouse apartment."
"Thank you," said Wainwright, making another note. "Continue," he said, looking at Li.
Li said a few more quiet words to his a.s.sistant, and stepped back.
"We"ll hold the holo on the door and the keyboard and fast forward it to the moment the secure copy was made." As he spoke Murdock sprang to life and for the second time today I saw a man die. This one didn"t affect me nearly as much. I"d seen it before, and knew it was coming.
I felt like laughing at the way Murdock dressed and disappeared in a flurry of clothing and as the three almost-naked women seemed to run every which way across the room. A team of medics appeared and suddenly the room seemed to overflow with armed men. As one of them looked into the study the picture slowed back to normal speed.
"As you can see, this is the first time anyone has been near the keyboard or the door," Li said.
Sam Renkin, one of our investigators, sat down at the keyboard. A moment later he said, "Hey, this thing is recording something."
Li signaled his a.s.sistant and the holo stopped. "From this moment on," he said, "this man, Sam Renkin, a bonded detective from San Francisco Investigations never left the keyboard until a secure copy of the files on the computer was made.
"One other point. These files could be accessed by voice, but only by Ackerman"s voice. The computer would respond to Mrs. Ackerman"s voice for other commands. Otherwise, only with a pa.s.sword that Mrs. Ackerman said she did not know. Indeed, when Mr. Renkin asked her if she"d known that the computer was recording everything, she went into shock and had to be treated by the medics."
Turning to Wainwright he asked, "Do you have any other questions, sir?"
With a slight shake of his head, Wainwright indicated that Li should continue. As the holo shimmered and disappeared Wainwright ceased being a faint shadow behind Sam Renkin"s face.
"In our brief, we outlined the substantial circ.u.mstantial evidence that strongly suggests Murdock had murder in mind when he arrived for dinner.
"But the facts are clear. At 11:07 last Sat.u.r.day evening, Gerald Murdock shot and killed Randolph Ackerman. There can be no doubt that Murdock is guilty of murder. For that reason, whether he killed Murdock in a fit of anger or, as we submit, as part of a long-standing plan makes absolutely no difference to the penalty we seek.
"Gerald Murdock is guilty."
Li took a sheet of paper from his place at the table and pa.s.sed it to Wainwright.
"Murdock is guilty of murder beyond a shadow of doubt. The high probability that the murder was premeditated merely adds weight to our claim that Murdock pay the highest penalty the law allows.
"And it"s to that penalty I"d now like to turn."
"We submit that Murdock be required to pay to All-Risk Insurance the sum of 125,115 gold ounces, plus all costs, with interest."
The amount Li asked for drew a low whistle of astonishment from several spectators, including me.
People started whispering to each other until Wainwright"s sharp "Quiet, please," brought silence back to the room.
"Continue."
"Certainly, sir," said Li. "If he fails to pay the penalty, ownership of all property identified as belonging to him be transferred to All-Risk Insurance in full or partial settlement of the penalty. And as he has disappeared entirely and has no known legal ident.i.ty, we ask that Gerald Murdock be declared a renegade and outlaw until such time as the penalty is paid in full."
Now I understood why they"d rushed to have this case adjudicated. They"d be able to take ownership of Murdock"s companies. GMR Holdings was the only one left, but if they could grab it before Annabelle Pearson closed it down completely they"d have a chance of being able to trace the money and, with it, Murdock.
Correction:We"d have a chance. Joe and I were going to be the ones who had to find him.
"As we all know, and as Murdock must also know, the penalty for murder is rest.i.tution to the heirs of the victim for the value of the life taken, and rest.i.tution of any other damages directly attributable to the death.
"Ackerman"s life was insured by All-Risk for the sum of fifteen thousand gold ounces. We seek reimburs.e.m.e.nt of that amount.
"In addition, Ackerman"s policy with All-Risk includes coverage of violent death, such as murder.
"Because of this provision, All-Risk had complete access to Ackerman"s financial records and routinely updated this risk. The calculation of the value of Ackerman"s life, based on the present value of his estimated future earning power, totals 110,115 gold ounces. This amount is exhaustively doc.u.mented in the brief, using standard Insurance a.s.sociation scales."
That was a big number, even for someone as wealthy as Ackerman. It"s a number you could easily lowball. That was one of the things I liked about All-Risk: they never stiffed their customers.
And how do you figure someone"sfuture earning potential? You make lots of a.s.sumptions. a.s.sumptions that would have been challenged-if there"d been a Murdock representative to challenge them.
"The penalty we seek includes reimburs.e.m.e.nt of the fifteen thousand gold ounces in life insurance cover that All-Risk has already paid to Ackerman"s widow, Sophia Ackerman, and the sum of 110,115 gold ounces that would become immediately due and payable by All-Risk Insurance.
"We also submit that the penalty include all the costs of the investigation and these proceedings to date, plus the costs yet to be disbursed in finding the defendant and recovering the penalty.
"Finally, that the penalty include interest on the outstanding amount from the moment the decision of these proceedings is finalized to the time the penalty has been recovered in full."
Wainwright was looking at the papers Li had given him. When Li stopped talking, he looked up.
"Subject to any questions, the plaintiff rests."
"No questions," said Wainwright. In a louder voice, looking around the room, "Is there anyone here to speak for Gerald Murdock?"
Once more he was greeted with silence.
"In that case, this hearing is adjourned until two o"clock." As Wainwright stood up his a.s.sistants followed suit. A hubbub of conversation quickly filled the silence as they left the room.
I grabbed Joe by the arm. "Let"s go and talk to Li before everybody else does."
A loose knot of people had gathered around him. I squeezed through and offered him my hand. "Nicely put, counselor."
"Hi Ray." He smiled at me. "Joe."
"We were surprised to see both youand Wainwright here today."
"I think the idea is they don"t want the faintest question as to the probity of the verdict."
Up close, I noticed that his eyes looked tired. "Looks like you haven"t had much sleep recently. Either."
He laughed. "We"re hoping to give you a warm trail to follow. If there"s any trail at all."
"There"s always something-"
"Ah, there you are." A voice came from behind me. "Joe. Ray. We need to talk right away." I turned as somebody"s hand grabbed my arm and started tugging it gently.
"Hi, Fritz. Anyone here had any sleep this week?" Fritz Gandhi-he had an Indian father and a German mother-was chief of All-Risk"s San Francis...o...b..reau.
"Plenty of time for that next week. Or next month," he said.
"Looks like I have to go," I said to Martin. "See you at two."
"I wouldn"t count on it," said Fritz. "You"ll be too busy."
Joe and I followed Fritz into a nearby room along with a number of people I recognized from his office.
A woman I did not know, who was stunningly attractive despite her full head of gray hair, was already sitting at the table.
"Ray, Joe, I"d like you to meet Noni Brooks. Noni, this is Ray Black and Joe Herrera. They head San Francisco Investigations."
"Good," she said. I presumed our reputation had preceded us. "I"m pleased to meet you."
"Noni"s from Berkshire Re," Fritz explained. "They have-potentially-a large interest in this case."
"The violent death cover?" Joe asked. Noni and Fritz both nodded.
Noni Brooks certainly didn"t waste any time. "The question is: can you find Gerald Murdock?" But her look seemed to say, Ifyou can"t, we"ll get someone who can.
Berkshire Re is the biggest-and smartest-insurance outfit in the world. They obviously wanted Murdock and his money found. And they don"t take "impossible" as an answer.
"What"s the budget?" asked Joe.
"Five hundred ounces," said Noni.
"To start with," added Fritz.
"You"re a.s.suming Wainwright will find him guilty," I said.
"No," said Noni, "we"re nota.s.suming that. Though we expect he will." She looked at her watch. "Judge Wainwright will give his decision three and a half hours from now. If we just sit around and wait till then and the verdictis guilty, that"s three and a half hours we"ve lost.
"Do I need to point out the obvious? It"s Friday already, and this man is going to be very hard to find.
His trail"s getting colder by the minute. One extra hour could be the difference between success and failure."
What about the five days we"ve already lost? I thought to myself. But I said, "If anyone can find him, we can." Joe nodded his agreement.
"As far as you"re concerned," said Fritz, "Wainwright has already p.r.o.nounced him guilty. We"ll call you when he announces his decision but we want you to be ready to move the moment he does."
"GMR Holdings," said Joe.
"That"s right," said Fritz. "Follow the money. We"ve got all the papers ready: five minutes after Wainwright rules we"ll be in possession of the company. Then we have to get Murdock"s secretary out of the office and see what she"s left for us to find."
"I want to see the bank records," I said. "Murdock disappeared at Union Square Sat.u.r.day night. Like the Invisible Man. Feels like we"ve been hitting our heads against a brick wall ever since."
"That"s exactly the point," said Fritz. "Somewhere in the company"s records should be a warm trail to follow. At least a lead, a hint of some kind."
"Looks like our only bet," said Joe.