11,167. But with men from the North Isles, is it not the case that the settlement for the second payment takes place when they come in to arrange for the next year"s voyage?-Yes.
11,168. And when they take supplies at that time, are these put into the account for the rising year?-Yes, if they take supplies after they engage.
11,169. They don"t go into the account on which the oil-money has been paid?-That account has been previously settled.
11,172. But I am putting the case of a man wife receives his final payment of oil-money at the same time that he engages for the voyage of the rising year?-He receives his oil-money, if he wishes it, in cash, and if he wishes an advance on the rising year, he gets it besides.
11,171. In point of fact, what is generally done?-We pay the second payment of oil-money in cash; and then afterwards, if the man wishes any advance, and if it is a person we know, we will trust him with it.
11,172. But he is ent.i.tled to his advance in any case?-He is not ent.i.tled to get goods unless we choose to give them to him.
11,173. Is that advance always paid in money?-It is always paid in money if they wish it. All they are ent.i.tled to is one month"s advance, and that they are ent.i.tled to receive in money.
11,174. But when a man engages for the whale fishing, and asks for his first month"s pay in advance, is it the case that, in point of fact, he generally gets it in cash, or does he generally take it in goods?-We always give advance notes at the shipping office, stamped notes payable three days after the ship leaves, provided the men go in the ship.
11,175. Then you don"t give either goods or money until after the man is actually away?-Yes. When man is engaged he gets his clothes to take with him, and if he wishes to give us his advance note we will cash it afterwards.
11,176. Do you give him his clothes in addition to the amount of his advance note?-If he wishes it.
11,177. But I see in all the entries I have been looking at, that the advance note is entered to his debit?-We debit him with what he receives, and he gives us back the advance note.
11,178. Here, for instance, is an entry of cash 30s. that actually paid to the man in cash?-Yes. He asks us to give him what money he requires, and he leaves his advance note with us. If he wants to get 40s. or 45s., he would get it; but if he says that he only wants 30s., we don"t give him more than he requires.
11,179. A man who engages in that way has perhaps to get the amount of his last payment of oil-money for the previous year, and also cash for his advance?-Yes. That may happen very often, and it does happen. He first gets his payment of oil-money, and after he re-engages he gets his advance.
11,180. If a man in these circ.u.mstances wants a supply of meal or clothing or anything to be sent to his family, does that appear in your books, or is it paid for in money out of the monthly sums which his family may have to receive?-The whole of these things are kept in one account.
11,181. But suppose he buys meal at that time, will that enter your books at all?-Anything that he does not pay for will be entered.
11,182. But he may pay for it out of that very cash which is entered here as having been received by him?-He may do so; but we don"t mark down anything that is paid for.
11,183. When a man has his oil-money to receive, and is taking his month"s advance at the same time, is it not usual to ask him if he wants any supplies for his family?-I don"t know that it is. We don"t obtrude questions of that kind upon them.
11,184. Does he not often take supplies for his family?-Very often.
11,185. And these are paid for in cash out of the cash he is so receiving from you?-Very often.
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11,186. But you say you don"t obtrude questions about his wants upon him at that particular time?-No. We never engage a man to be paid in goods at all. We engage every man to be paid in money; and if he is paid in goods it is his own fault.
11,187. But, in point of fact, a man often does take goods, at that time?-Very often. We make it, a point to give them as cheap or cheaper than they could get them elsewhere.
11,188. Therefore although there is an entry in your books of oil-money being paid to a man at a certain date, and of a payment of 30s. or 2 being made to him at the same time, on account of his first month"s advance, it may happen, and it does happen, that that money is paid back into your till for goods supplied the time?-A part of it may be; but the place where the cash is kept, and the place where the goods are sold, are two separate places, so that the things must be kept quite distinct. The shop is on the ground floor opening from the street, and the office is up a lane on the second floor, where we have also a warehouse or general store for drapery goods. A man, when he gets his money in the office, may go and buy drapery goods on the second floor, or he may go down stairs and buy provisions. We don"t know what he does.
11,189. You do know, in point of fact, that he often does spend his money there and then?-I have no doubt he does.
11,190. But you are not aware that he is often asked if he wants anything at the time?-I am not aware of that. It is not done now at any rate.
11,191. Do you know whether it was the practice, before the evidence was given in Edinburgh last year, to ask a man on such occasions what goods he would take?-Our shopmen might have done so. Every shopman is keen to sell as much as he can; and when he is aware of a man getting plenty of money, he would likely ask him, "Are you going to buy anything?"
11,192. You have now handed in to me the abstract from which you previously spoke, with regard to the "Camperdown"s" voyages in 1865, which shows a total of 1537, 10s. 3d. for the men"s earnings for both the sealing and whaling that year, and a total amount of cash paid to them, both during the season and at the end, of 1120, 12s. 3d., leaving a balance of 416, 18s. for goods sold?-Yes.
11,193. Do you think that shows about the average proportion of goods and cash received by each man during each year?-I should say that it does.
11,194. Was that not an unusually favourable season for the whaling?-For most of the vessels it was.
11,195. But were not these voyages of the "Camperdown" very considerably above the average with respect to the earnings of the men?-They were above the average.
11,196. Do you also say that the accounts incurred by the men that year were above the average?-I should certainly say so. They bought more than they otherwise would or could have done.
11,197. Why should that be so? The men did not know at the commencement of the season whether the fishing was to be a successful one or not?-The greater quant.i.ty of the goods are bought after the sealing voyage, when they have earned a considerable sum of money.
11,198. Then the sealing voyage that year was unusually successful?-Yes. The princ.i.p.al part of the earnings were from it; and it was after it that the greater portion, or a great portion, of the accounts were contracted.
11,199. And you think the fact of the sealing voyage being unusually successful led the men or their families to incur larger accounts to you than they would otherwise have done?-I should certainly say so; because when the men"s earnings are small, we have to restrict them. In this case, however, they had plenty of means, and we did not refuse them what they wanted.
11,200. With regard to the sum due at the end of the season, and paid in cash before the superintendent, what proportion of it should you say was refunded immediately in payment of accounts due at the shop?-I suppose about one-fourth, calculating from the case I have given.
11,201. I think if you look at the books which you have showed me, you will find that many of the accounts show that a much larger sum would require to be repaid. That may have been the proportion for a special ship, but it does not follow that that is a fair criterion?-I took that book simply because it came first to hand. I did not take it specially; but of course, it will show more goods sold, in proportion to the amount of earning than any other book we have got.
11,202. But can you not tell me what proportion of the money paid before the superintendent the man has to come down to and hand over to you in payment of his account?-The men, when they are landed, and before settlement, often get sums in cash to account, and sometimes pretty heavy sums, before they get their money at the Shipping Office.
11,203. But you would not do that if the men were in debt to you for goods?-No, not if they were in debt.
11,204. So that if a man has to refund money to you out of what he gets before the shipping master, that will, in the general case, be in payment of goods which he has got?-Yes, generally.
11,205. It must be so, because you would not advance him money if he was in your debt?-No; but the men generally are not in our debt. When they are in debt, it is the exception, especially in the whaling trade.
11,206. Then if a man is in your debt, and has to refund you money which he receives before the shipping master, that must be for goods?-Yes, for goods alone, if he is in debt; but we don"t like him to be in debt. If he be in debt, it must be for goods. We would not care about allowing a man to get into debt for cash, although it may sometimes be the case, because Mr. Leask is very accommodating in the way of giving advances.
11,207. But the answer you give is, that about one-fourth of the sums which have been received by the men before the shipping master is repaid to you by them in settling their accounts for goods?-I said that I thought about one-fourth represented the goods sold; but, in many cases the men have got advances in money to account over and above the goods they have bought; so that the money paid over to the agent after the settlement before the shipping master, will be more than one-fourth. I should say that it would be one-third, and that would cover the sums of money paid to account from the date of landing to the date of settlement. It is quite a common thing for the men to get money as soon as they land, and before settlement; and that of course, increases the account against the men, which they have to pay after receiving their money before the shipping master.
11,208. Still you don"t give that as an exact statement but merely as a guess?-It is merely an approximation, as nearly as I can guess it to be and I have a very good idea.
11,209. You say the men always go down of their own accord to pay the money, because they are honest men?-Yes, invariably.
They don"t require to be asked to do so.
11,210. Has it not been the case that at certain times within the last 3 or 4 years, and since the regulations of 1868 were enacted by the Board of Trade, you and your clerks have endeavoured to settle with the men before leaving the Custom House?-I think in the first year that was done. We simply paid them over the balance which they had to receive, after deducting their accounts. Perhaps it was partly done in the second year; but since then the shipping master has been more rigid, and we have had to pay the whole.
11,211. Did the shipping master interfere about that?-He always interfered, and he would not allow any reckoning in the Shipping Office at all
11,212. Since then the men have invariably come down to your office and settled with you immediately after they had received their money in the Shipping Office?-Yes, on the same day, and without any exception, unless in the one case I mentioned, and that man came on the same day also after some reflection.
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11,213. You still keep your ledger accounts in the same form as if there were no such payment of cash in the Shipping Office?-Yes, we adhere to the same form that we used before.